Banking & Saving Guides - MoneySavingExpert

Banking & Savings

Guides and tools to help you get the best returns on your money

Top bank accounts: Switching's easy and you can get free cash and other perks

If you're unhappy with your bank, switching to a new one is quick and easy – and now's a great…

Top packaged bank accounts: Save £100s on breakdown cover, travel and mobile insurance

Packaged bank accounts are the Marmite of banking – some love 'em, some hate 'em. They usually…

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Top savings accounts

After many years of low rates, savings have made a significant comeback over the last year.…

Top cash ISAs 2024/25

A cash ISA is just a savings account where you'll never pay tax on the interest – and in the…

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Are your savings safe?

Find out if your bank shares its savings protection

Pension need-to-knows: Key points for retirement saving

Fancy an easy pay rise? Start a pension and you could get one. Not only will the Government…

An important pensions warning: Have you turned down a pay rise without realising it?

This is a warning for every worker in the UK. Have you turned down a pay rise without realising…

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Reclaim packaged bank account fees: Mis-sold? You could get back £100s or even £1,000s

If you pay a monthly fee for your bank account, you may be able to reclaim £100s or even £1,000s,…

Reclaim bank charges: It's still possible to get £100s back

Excess bank charges are no longer such an issue as many banks aren't charging fees for going…

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Our banking and savings section takes you through all you need to know whatever you are looking to do with your money.

There are various types of bank accounts and we have guides on everything from current accounts with switch offers or other incentives, to student accounts, app-based accounts and packaged accounts, and help you decide which is best for you.

Many banks and building societies offer switching incentives to new customers and you can often earn about £100 in cash or shopping vouchers – our Best bank accounts guide explains it all and compares the best buys. If you're looking for a packaged bank account, you could save £100s off the cost of breakdown cover, travel insurance and mobile insurance for you and your family. There's also been a wave of banking and savings apps in recent years which can give you a helping hand with budgeting, saving and managing your cash – we take you through all the best buys and explain the pros and cons in our App-based banking guide.


If you have money to save and are looking for the best home for your cash, we explain the different savings accounts and reveal the current top rates. Some accounts have variable rates and let you make withdrawals, while others are fixed, meaning you can't access your money for a set amount of time. But don't just go for the highest headline rate without first examining how the account works and what the alternatives are. We guide you through the top savings accounts, children's savings accounts, app-based savings accounts and regular savings accounts.

In this section, we also have a number of guides outlining the different types of ISA available and the differences between them. These include cash ISAs, stocks & shares ISAs, Lifetime ISAs and innovative finance ISAs.