PC World Mastercard - Earn Points With No Annual Fee | PC Financial

President's Choice Financial World Mastercard

PC Financial World Mastercard

More bang for your no annual fee

The President’s Choice Financial® World Mastercard® is like magic. Simply pay with your PC Financial® World Mastercard everywhere you shop and watch your PC Optimum points add up to free groceries and more before your very eyes. All with no annual fee.

Interest rates9 for our cards.

Basic rates may apply. See details below in Legal Details.

  • 21.99%

    Purchase interest rate (standard).

  • 22.97%

    Cash advance interest rate (standard). In Quebec, 21.97%.

  • 21 days

    Interest-free grace period on new purchases.

Additional Benefits

  • Concierge service

    24/7 concierge service to make dinner reservations, reserve event tickets, deliver gifts and more.

  • Mastercard Global ServiceTM

    Replaces your card or offers a cash advance in case of emergency.

  • Free Purchase Assurance

    In the event of theft, loss or damage in the first 90 days when you pay in full with your PC Financial World Mastercard credit card.

  • Free Extended Warranty

    Doubles the manufacturer's regular warranty for up to an additional year on items purchased with your PC Financial World Mastercard credit card.

Discover your earning potential.5

Estimated monthly spending:

$0
PC Mastercard image

PC® Mastercard®

That's worth up to:

$100

in PC Optimum™ points during your first year depending on which card you're approved for.

Estimate based on PC® World Elite Mastercard® earning rates and assumed spending by category. Individual spending rates will vary.

  • Health

    Monthly purchase amount for Health
    0
    105
    2000
  • Gas

    Monthly purchase amount for Gas
    0
    210
    2000
  • Groceries

    Monthly purchase amount for Groceries
    0
    315
    2000
  • Everywhere else

    Monthly purchase amount for Everywhere else
    0
    950
    2000
  • Welcome bonus

    Up to $100 in points

Redemption made easy

As soon as you have 10,000 points you can redeem11 for up to $10 worth of free products and groceries at participating stores (opens in a new window)External link or online at shoppersdrugmart.ca (opens in a new window)External link, or pharmaprix.ca (opens in a new window)External link, joefresh.com (opens in a new window)External link and pcexpress.ca (opens in a new window)External link.

You can also redeem your points at Esso™ stations in Canada. Redeem 4,000 points to get 10 cents off per litre (up to 40 L) or redeem 10,000 points for any free car wash package.12

Product Details

  • PC Financial Mastercards

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