DEEPWATER INDUSTRIES FEDERAL CREDIT UNION Deepwater, NJ
Deepwater Industries Federal Credit Union Deepwater, NJ, 565 N Broadway

Deepwater Industries Federal Credit Union

Contact & Hours Online Banking

Services Offered

Checking Accounts

Savings Accounts

Credit Cards

Auto Loans

Personal Banking

Personal Loans

Certificates of Deposit (CDs)

Wire Transfers

Money Market Accounts

IRA/KEOGH Accounts

Bill Pay

Online Loan Payments

Mobile Payments

Remote Deposit Capture

e-Statements

Drive-Thru Teller

Electronic Signature Authentication

Overview

Established in 1935, Deepwater Industries Federal Credit Union is headquartered in Deepwater, New Jersey.
  • Infrastructure: 2 branches and 2 ATMs. Locations
  • Capital Strength: Stewards over $108.6 Million in assets. Financial Reports
  • People We Serve: Proudly serves over 9,300 loyal members.
  • Employee Synergy: Over 17 dedicated employees as of 2024.
Explore Services Deepwater Industries Routing Number

Dashboard

  • Financial Tip: Track your spending to identify areas where you can cut back and save money.
  • Lobby Hours: Deepwater Industries's lobby is currently closed.
  • Drive Thru Hours: Deepwater Industries's drive-thru is currently closed.
  • DIFCU Website and App Status: Deepwater Industries FCU is Online Report an Outage
  • Latest Deepwater Industries Review: This is the best banking institution that I know. I have used it for years,since around 1975. Would not use any other ... Read More
Branch Locator Hours

DIFCU Deepwater

Main Office Hours

Lobby Hours

The credit union lobby is currently closed.
Day Hours
SundayClosed
Monday8:30 am - 4:30 pm
Tuesday8:30 am - 4:30 pm
Wednesday8:30 am - 4:30 pm
Thursday8:30 am - 4:30 pm
Friday8:30 am - 4:30 pm
Saturday8:30 am - 12:00 pm

Drive-Up Hours

The credit union drive-thru is currently closed.
Day Hours
SundayClosed
Monday8:30 am - 4:30 pm
Tuesday8:30 am - 4:30 pm
Wednesday8:30 am - 4:30 pm
Thursday8:30 am - 4:30 pm
Friday8:30 am - 6:00 pm
Saturday8:30 am - 12:00 pm

Membership Eligibility

Who Can Join Deepwater Industries Federal Credit Union?

Deepwater Industries serves multiple chemical manufacturing organizations with financial products designed to meet industry-specific economic challenges. With over 9,300 members, Deepwater Industries Federal Credit Union offers a wide range of accounts, including:

  • Regular Savings (10,700+)
  • Share Draft (5,000+)
  • Money Market (500+)
  • Share Certificate (CDs: 100+)

Contact Deepwater Industries Federal Deepwater

Main Office

DEEPWATERIND Website:
Online Banking:
Mobile App:
Address:
Deepwater Industries FCU
Main Office
565 N Broadway
Deepwater, NJ 08023 (Map | Hours)
Toll-Free:
Fax:
(856) 299-0287
Charter Number:
00430
Deepwater Industries Routing Number:
231277822

DIFCU Community Q&A

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Deepwater Industries FCU Reviews

Main Office

Review Rating Scale

Poor (1-1.99)
Average (2-3.99)
Good (4+)

Main Office
Member Rating

5.0
★★★★★
★★★★★
Based on 1 Review
5.0/5

Are you considering joining Deepwater Industries FCU at the Main Office location? Read real reviews from real members to get a sense of their services, features, and the overall member experience at this Main Office location.

  • Connie Schrier Avatar
    ★★★★★
    ★★★★★
    Connie Schrier
    This is the best banking institution that I know. I have used it for years,since around 1975. Would not use any other ...

Deepwater Industries (Main Office) Service Status

Main Office Reports in the Past 24 Hours

Find the service status of online banking, mobile app, and the Main Office location at 565 N Broadway. Report outages you're experiencing, including login issues and traditional services like ATM or telephone.

  • Is DEEPWATERIND Deepwater Industries down?
  • Is DIFCU app down?

Main Office Service Status

565 N Broadway Deepwater, New Jersey 08023

Frequently Asked Questions

To log into online banking for Deepwater Industries Federal Credit Union, visit the website and click on the "Online Banking" or "Login" button, typically located at the top right corner.

If you haven't registered for online access yet, look for a "Register" or "Sign Up" option available on the same page.

Available Services

  • Account Aggregation
  • Bill Payment
  • e-Statements
  • Electronic Signature Authentication/Certification
  • Mobile Payments
  • Remote Deposit Capture

To access your account through online banking, visit the Deepwater Industries Federal Credit Union login page.

Yes, Deepwater Industries Federal Credit Union offers a mobile app for both iOS and Android devices. You can download it from the App Store or Google Play Store by searching for "Deepwater Industries Federal Credit Union Mobile Banking"

Yes, Deepwater Industries Federal Credit Union provides a variety of mortgage options to fit your needs. Visit the "Mortgages" page on the credit union's website or contact for more details.

  • Fixed Rate Mortgages > 15 Years
  • Fixed Rate Mortgages 15 Years or Less
  • Adjustable Rate Mortgages

Calculate mortgage payments with our Mortgage Calculator.

Deepwater Industries Federal Credit Union offers auto loans for cars, trucks, and SUVs at competitive rates and terms.

  • New Auto Loans
  • Used Auto Loans

For more details, visit the website, or contact the credit union for a loan application, pre-approval, or payment/payoff address inquiries.

Use the online Auto Loan Calculator to estimate your loan amount.

Deepwater Industries Federal Credit Union offers credit cards to its members. Visit the website. to access more information, view current rates, and apply for a credit card. You can also use the online Credit Card Payoff Calculator to estimate your payoff months or payments.

Yes, members can pay bills online. Log in on the Deepwater Industries Federal Credit Union website to access your account and start paying bills online.

For personal assistance, you can reach the credit union through their website or by calling phone number (856) 299-1279.

Deepwater Industries Credit Union routing number is 231277822.
Ask a Question

Interest Rates

  • Competitive Rates and Low Fees: As a not-for-profit institution, Deepwater Industries offers better rates and lower fees than many for-profit banks.
    Unsecured Credit Card9.00%
    Other Unsecured Loans/Lines of Credit10.00%
    New Vehicle Loans5.00%
    Used Vehicle Loans6.00%
    Commercial Loans/Lines of Credit Unsecured4.00%

When exploring financial products such as loans or savings accounts, it's crucial to grasp the concepts of Annual Percentage Rate (APR) and Annual Percentage Yield (APY). These metrics serve as benchmarks for evaluating the true cost of borrowing or the potential returns on savings over a year, respectively.

Understanding APR, APY, and the impact of term length empowers individuals to make informed financial decisions, ensuring optimal utilization of financial products and resources to achieve their monetary goals effectively.

The APR represents the total cost of borrowing over a year, expressed as a percentage. It encompasses not only the interest rate but also any additional fees or charges associated with the loan, such as origination fees or points. Essentially, the APR provides a comprehensive view of the borrower's financial obligation, enabling informed comparisons between different loan offers.

For instance, a lower APR signifies a more cost-effective borrowing option, as it indicates lower overall expenses associated with the loan. Therefore, borrowers should prioritize selecting loans with the lowest APR to minimize the financial burden and maximize savings in the long run.

On the flip side, the APY pertains to the potential earnings from savings or investment accounts over a year, also expressed as a percentage. Unlike APR, which reflects the borrower's costs, APY illustrates the growth potential of savings by factoring in compound interest, which refers to earning interest on both the initial principal and accumulated interest.

For savers, a higher APY translates to greater returns on their deposited funds, facilitating wealth accumulation and financial goals achievement. Hence, individuals seeking to optimize their savings should seek accounts offering competitive APY rates to maximize their earning potential and capitalize on the power of compound interest.

When contemplating loans, the term length plays a pivotal role in determining the monthly payments and overall affordability. The term length refers to the duration within which the borrower commits to repaying the loan in full, typically expressed in months.

Shorter loan terms often entail higher monthly payments but result in lower total interest expenses over the loan's lifespan. Conversely, longer loan terms yield lower monthly payments but may lead to higher overall interest costs due to prolonged repayment periods.

It's imperative for borrowers to strike a balance between monthly affordability and long-term financial implications when selecting a loan term. By carefully evaluating their budgetary constraints and financial objectives, borrowers can opt for the most suitable term length that aligns with their repayment capacity while minimizing the total cost of borrowing.

Deepwater Industries Federal Deepwater
Main Office

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