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Company profile
Ant Group traces its roots back to Alipay, which was established in 2004 to create trust between online sellers and buyers. Over the years, Ant Group has grown to become one of the world's leading open Internet platforms.
Through technological innovation, we support our partners in providing inclusive, convenient digital life and digital financial services to consumers and SMEs. In addition, we have been introducing new technologies and products to support the digital transformation of industries and facilitate collaboration. Working together with global partners, we enable merchants and consumers to make and receive payments and remit around the world.
Digital Payment
We are committed to the creation and development of a digital payment open platform. We developed Quick Pay, barcode payment, smile-to-pay and QR code payment solutions through computers, mobile phones, and IoT smart devices to serve the digital payment needs across a vast array of use cases, including commercial operations, public services, and transportation.
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Digital Connectivity
We are committed to facilitating the digital transformation of Independent Software Vendors (ISVs) and merchants, assisting businesses in reducing costs, enhancing efficiency and growing sustainably. Through introducing digital products, application programming interfaces (APIs) and platform resources, Alipay collaborates with 12,000 ISVs to support millions of businesses in operating digitally and delivering convenient life services to hundreds of millions of consumers via the Alipay app, utilizing operational tools and channels such as Alipay mini-programs.
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Digital Finance
Through our expertise in technology and analytics capacity, we support over 2,000 financial institutions in China to provide inclusive financial services ranging from consumer finance, wealth management and insurance to consumers and SMEs (small and micro-sized enterprises). We have launched insurance and wealth management platforms, such as Ant Insurance and Ant Fortune, as well as credit-purchase and credit loan services, such as Huaibei and Jiebei.
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Digital Technologies
We continue to promote the development and application of digital technology, introducing leading products like AntChain, OceanBase, Zoloz, SOFAStack and mPaaS based on our expertise in blockchain, privacy computing, security technology, and distributed database. We are committed to working with partners across different industries to support the small and medium-sized financial institutions in their digital transformation, enable SMEs in the service industry to operate digitally and facilitate digital collaboration across industries.
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Globalization
We have worked with worldwide partners to establish an open and “win-win” global, digital and inclusive ecosystem through the continued sharing of our cutting-edge mobile payment technology that has enhanced the cross-border payment experience for Chinese consumers and helped other Asian users solve cross-border payment challenges when they traveled abroad. We also made it possible for Chinese merchants to operate faster and better in overseas markets and enabled global merchants to access multiple digital payment methods and connect with global consumers through a simple, one-time integration.
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Our History
2003.10
taobao.com introduced Alipay, the first third party escrow service on the e-commerce platform.
2004.12
Alipay was officially established.
2005.03
Alipay reached a strategic partnership agreement with ICBC.
2005.08
Alipay launched its 7x24-hour customer service hotline.
2006.03
Alipay released its digital certificate, offering users extra protection and security.
2007.08
Alipay joined hands with China Construction Bank and Bank of China to expand its international business. Partner overseas e-commerce websites could accept RMB from Alipay members as payment.
2008.01
Alipay announced that it would offer the Alipay seller credit service in partnership with China Construction Bank, allowing eligible Taobao sellers to obtain a personal microcredit line of up to RMB100,000.
2008.09
Alipay announced that by the end of August that year, the number of its registered users had exceeded 100 million, its daily transaction volume reached RMB 450 million and the number of daily transactions reached 2 million. Alipay had become a standard Internet application.
2008.09
the Alipay mobile WAP platform went live.
2008.10
Alipay introduced its utility payment service, supporting payment for water, electricity, natural gas and communication.
2009.06
Alipay debuted its mobile client (App) in June 2009, ushering in the era of mobile payment.
2009.11
marked Alipay's fifth anniversary. The number of daily transactions exceeded 5 million back then.
2010.02
Alipay partnered with China Development Bank (CDB) in February 2010 to provide a new channel for CDB's student loan program.
2010.03
the number of Alipay users exceeded 300 million.
2010.07
Alipay introduced Merchant Service Platform (b.alipay.com) for the first time. It offers merchants a variety of services, such as basic electronic payment services to value-added services and third-party services.
2010.12
Alipay unveiled its innovative Quick Pay service, which greatly increased payment success rate and made mobile payment a viable option for everyday use.
2011.05
Alipay obtained the first domestic Payment Business License (also known as "Payment License") from the People’s Bank of China.
2012.01
Alipay debuted Annual Spending Report for its users.
2012.04
Alipay introduced credit card payments for utilities such as water, electricity, and natural gas.
2012.09
Alipay introduced the account balance protection service in September 2012, providing consumers compensation for losses incurred as a result of account theft, provided they have passed real-name authentication and installed security software.
2012.11
more than 100 million individuals used the Quick Pay service.
2013.03
Alipay introduced a "Quick Compensation" service that processes claims within 24 hours.
2013.06
Alipay and Tianhong Asset Management launched the Yu'e Bao money market fund in June 2013. Through the Alipay app, users could immediately invest or withdraw funds. With a low minimum of just one yuan and a straightforward procedure, it quickly gained popularity.
2013.06
Alipay introduced cross-border payment services for Chinese people who travel abroad. It now covers 56 countries and regions.
2013.09
Alipay introduced tax refund service for overseas shopping.
2013.11
12306, China’s official railway ticket sales website included Alipay as a payment option.
2014.07
Alipay wallet debuted China's first fingerprint payment service in July 2014, ushering in the era of biometrics for mobile payments.
2014.09
MYbank’s establishment was approved by China Banking Regulatory Commission.
2014.10
Ant Financial Services Group (Ant Financial), which traces its roots back to Alipay was established.
2014.10
Alipay introduced account security insurance.
2014.12
the buy on credit service Huabei was introduced, giving users an option to buy now and pay next month when shopping on Taobao and Tmall.
2015.01
Zhima Credit began testing of a commercial creditworthiness assessment service to assist merchants in making risk-related decisions.
2015.01
Ant Financial and Paytm formed strategic partnership. Subsequently, Paytm launched its local e-wallet in India.
2015.04
the credit loan service Jiebei was launched.
2015.06
MYbank opened for business.
2016.01
Alipay launched the first "Five Fortune Card Collection" campaign.
2016.03
Alipay and 59 financial and internet finance companies launched an initiative to protect consumers' financial rights.
2016.08
Alipay Ant Forest was launched.
2016.10
Ant Financial reached a strategic partnership with Ascend Money, Thailand's leading payment company. By contributing industry expertise and digital solutions, Ant assisted Ascend Money in the creation of the TrueMoney e-wallet.
2017.01
Ant and United Nations Environment Program initiated the world's first Green Digital Finance Alliance.
2017.02
Mynt, a digital finance company under Globe Telecom, announced that it would introduce Ant Financial and Ayala as investors. Mynt operates GCash, the most popular e-wallet in the Philippines.
2017.02
Ant Financial formed strategic partnership with Kakao Corp, a leading Korean internet company and started to develop Kakao Pay for Korean users.
2017.02
Alipay launched Shouqianma, a merchant QR code that allows consumers to pay by scanning. It offers merchants a low-cost and barrier-free service to receive payments.
2017.04
Ant formed a strategic partnership with Emtek Group to set up a joint venture dedicated to developing mobile payment products.
2017.05
Ant released its first Sustainability Report.
2017.05
Ant Financial and CK Hutchison jointly launched AlipayHK, serving consumers in Hong Kong SAR, China.
2017.06
Mayijubao rebranded to Ant Fortune and introduced AI powered Caifuhao, which financial institution partners such as asset management companies and banks can leverage to better engage their customers.
2017.07
Ant Financial partnered with Touch'n Go, a subsidiary of CIMB, the second-largest bank in Malaysia by assets. The two announced a joint effort to develop a local e-wallet.
2017.08
Ant announced an initiative to fund medical service, professional training, and smart management of the Qiongzhong Women's Football Team, and committed to supporting more women's development programs that enables more equal growth opportunities in areas such as health, education, and employment.
2017.08
KFC's KPRO restaurant started to offer Alipay’s Smile to Pay as a payment option, the first of its kind globally.
2017.09
Alipay mini programs started public testing.
2018.03
Ant invested in Pakistan's small and micro bank Telenor Microfinance Bank and supported TMB in upgrading its Easypaisa financial service platform.
2018.03
Ant’s partner, Indonesia's Emtek Group launched a local e-wallet – DANA.
2018.04
Ant Financial formed a strategic partnership with bKash in Bangladesh. Ant’s investment and technological expertise would support bKash to develop its e-wallet for local users.
2018.04
Yu’ebao became a platform that hosts multiple money market funds from partner asset management company.
2018.05
Alipay unveiled a plan to support merchants who adopts QR code payments.
2018.05
Huabei started collaborating with banks and other financial institutions.
2018.06
based on Ant's blockchain technology, AlipayHK and GCash, a Philippine e-wallet, launched the world's first cross-border blockchain remittance service between wallets, providing Hong Kong and Philippine residents with a convenient, safe, transparent, and low-cost remittance service.
2018.08
Ant published a white paper on privacy protection, detailing the measures and technologies Alipay uses to supervise and monitor the collection, use, and sharing of data throughout the entire data lifecycle.
2018.09
Ant unveiled MORSE, a privacy computing product.
2018.10
IFC, a member of the World Bank Group, and Alipay launched the 10x1000 Tech for Inclusion Program to train 1,000 talents and tech leaders each year for at least the next ten years in emerging markets.
2018.10
through a partnership with the Office of the National Greening Committee and the China Green Foundation, Alipay Ant Forest enabled users who apply to plant at least three trees would receive a national certificate.
2018.11
Alipay became UNEFA’s Official Global Payment PartnerOfficial Global Digital Wallet and the Official Global FinTech Partner, for all men’s national team events, including UEFA EURO 2020 and UEFA EURO 2024.
2019.02
WorldFirst joined the Ant Financial family. WorldFirst is aimed at becoming a one-stop digital payments and financial services platform for cross-border SMEs globally through one World Account.
2019.02
Alipay and its overseas digital wallet partners served over 1 billion users.
2019.05
according to HKMA website, Ant officially obtained a virtual banking license in Hong Kong.
2019.06
Alipay introduced the 2.0 version of its full compensation user account protection scheme, which features faster processing speed and advance payouts.
2019.07
working with the Chinese Football Association, Alipay announced an initiative to support the long-term development of women’s football in China, committing RMB 1 billion over the next decade on a wide array of areas to make the sport more sustainable and accessible to girls and women across the nation.
2019.08
Alipay introduced an initiative on biometrics privacy and security, calling on the technology industry to protect users.
2019.09
Alipay Ant Forest, a green initiative, has received a 2019 Champions of the Earth award, the UN’s highest environmental honour, for turning the green good deeds of half a billion people into real trees planted in some of China’s most arid regions. The United Nations Environment Programme (UNEP) recognized Ant Forest in the ‘Inspiration and Action’ category.
2019.11
Alipay launched a standalone version for overseas visitors to China. After attaching their credit cards to Alipay, foreign visitors can use the app to make payments in China.
2019.11
Ant released a white paper for privacy protection and data security.
2019.12
ICBC reached a comprehensive strategic partnership with Alibaba and Ant.
2020.01
Alipay created an omnichannel that aggregates Covid-19 pandemic prevention and control information and services to assist in containing the spread of the virus.
2020.02
Alipay introduced cross-border e-payment services in Hong Kong and Macau in April 2020. AlipayHK, the Hong Kong-based e-wallet, became the third cross-border e-wallet to be introduced in Macau, following Alipay and Kakao Pay.
2020.03
Alipay's "Spring Blossoms" consumption voucher program officially kicked off, with the Guangxi government issuing 100 million yuan worth of consumption vouchers via Alipay to encourage economic recovery.
2020.06
Beijing OceanBase Technology Co., Ltd. was established, ushering a new development phase for OceanBase, Ant’s self-developed database.
2020.07
Zhejiang Ant Micro Financial Service Group Co., Ltd. changed its name to Ant Group Co., Ltd., or Ant Group for short.
2020.09
Alipay’s Wake-up Hotline introduced its first AI based customer service to protect users from financial and telecommunications fraud.
2020.09
the MORSE multiparty secure computing platform became commercially available and was used in more than 10 industries, including finance, telecommunications and automotive.
2020.09
at the Inclusion Conference, Eric Jing, Chairman of Ant Group, introduced the Alipay+ cross-border digital payment and marketing solutions for the first time. Alipay+ aims to connect global merchants with wallet users, so that merchants can access more global business opportunities and consumers can enjoy a more convenient payment experience.
2020.09
at the Inclusion Conference, MYbank introduced Tomtit, a rural financial risk control solution. Remote sensing technologies were used to help farmers access more financing services.
2020.09
Ant Bank (Hong Kong) Limited, a subsidiary of Ant Group, opened for business. It provides 24/7 e-banking services to Hong Kong citizens.
2021.03
Ant Group announced its self-regulatory guidelines for digital financial platforms, aiming to better protect the rights of financial consumers be an accountable digital financial platform.
2021.03
Ant Group announced its carbon neutrality target, committing to achieve carbon neutrality in its operations (Scope 1 and Scope 2) from 2021, reach net zero in carbon emissions by 2030, and provide regular updates on progress.
2021.04
Alipay App introduced the industry's first “Consumer Rights Protection Section", a centralized page that enables users to more efficiently control several settings.
2021.05
Ant Group initiated the Blue Vest social good campaign for the elderly, focusing on digital literacy and fraud prevention education.
2021.05
AntChain introduced an IP business platform. Based on blockchain technology, the platform uses a wholesale model to replace the changed the common retail model of the IP licensing market. This means IP users no longer needed to pay one-off licensing fees and can pay by the volume of usage.
2021.06
on the first anniversary of its independent commercial operation, OceanBase released version 3.0 and made 3 million lines of core codes open source.
2021.07
Alipay introduced Larger Text for seniors.
2021.07
Alipay announced the details of fee reductions for small and micro merchants to further help the real economy reduce operating costs: Alipay extended its policy to enable SMEs using the Shouqianma service to withdraw money for free In the next three years (by September 30, 2024); there was no cap on individual withdrawals; in addition, the eligible SMEs and self-employed businesses would enjoy a 10% discount on online payment service fees from August 1, 2021.
2021.08
which marks the fifth anniversary since Alipay Ant Forest’s launch in 2016, the green initiative has attracted more than 613 million participants to take low-carbon lifestyle actions, generating more than 20 million tons of "green energy". On the same day, working with over a hundred brand partners, Alipay Ant Forest launched Green Energy Initiative to encouraging consumers to choose low-carbon products and services.
2022.02
Ant Group was named as a Top 100 Global Innovators 2022. The annual list from Clarivate™, a global leader in providing trusted information and insights to accelerate the pace of innovation, identifies organizations at the pinnacle of the global innovation landscape by measuring excellence focused on exceptional consistency and scale in innovativeness. Ant Group is named due to is due to the consistent high performance of its inventions worldwide.
2022.04
Ant Group announced it has achieved carbon neutrality in its own operations (Scopes 1 & 2), according to 2021 emission figures certified by the China Environmental United Certification Center (CEC). This marks the Company’s first major step towards fulfilling the commitments it made in March 2021 to achieve net zero in carbon emissions by 2030, including providing periodic updates on its progress towards achieving this important goal.
2022.06
Ant Group, a global technology provider, announced its Environmental, Social and Governance (ESG) strategy as part of its 2021 Sustainability Report. Ant Group’s ESG strategy is focused around four pillars: Digital Inclusion, Green and Low-carbon Development, Open Ecosystem, and Technological Innovation. After solicitating feedback from stakeholders, Ant Group defined 19 material issues for its ESG strategy, ranging from “responsible products and services,” “facilitating industry-wide carbon neutrality,” “cutting-edge technology discovery and R&D” and “transparency & risk management.”
2022.06
ANEXT Bank is one of Singapore’s newest digital wholesale banks regulated by the Monetary Authority of Singapore. ANEXT Bank’s mission is to make financial services accessible, inclusive and effortless for SMEs in Singapore and the region. It is committed to bring simpler, safer and more rewarding financial services through continuous innovation.
2022.08
answering the call from the government to help alleviate burdens for SMEs, Alipay, a subsidiary of Ant Group, disclosed that since the previous year, it had reduced a total of 8 billion yuan on fees for 22 million SMEs.
2022.09
the All-China Federation of Industry and Commerce released the list of "2022 Private Enterprise R&D Investment", and Ant Group ranked the sixth in the top ten with a R&D expenditure of 18.848 billion yuan.
2023.03
Ant Group established its Technology Ethics Advisory Committee, consisting of 7 external experts, to provide directional, strategic and targeted guidance and suggestions for the enhancement of technology ethics development at Ant Group.
2023.04
The Forestry and Grassland Bureau of the Inner Mongolia Autonomous Region and Ant Group, launched a strategic partnership. Ant Group committed an additional 100 million yuan over three years to support the ecological restoration efforts at the Hunshandake Sandy Land through its environmental initiative "Ant Forest".
2023.05
The collaborative achievement "Unconstrained Portrait Object Intelligent Perception and Understanding" authored by Researcher Xing Junliang from Tsinghua University along with Li Jianshu, Zhao Wenbiao, and three others from Ant Group, won the first prize of the Wu Wenjun Artificial Intelligence Science Award.
2023.06
On the tenth anniversary of Yu'e Bao's launch, its figures showed that as of May 1, 2023, Yu'e Bao had accumulated over 386.7 billion yuan in earnings for its users over a decade.
2023.07
Ant Group presented its artificial intelligence technology at the World Artificial Intelligence Conference (WAIC). The company's "Yijian 2.0", or Ant AI Security Detection Platform 2.0, was distinguished as one of the key exhibits of the conference.
2023.09
The 2023 INCLUSION·Conference on the Bund opened at the Huangpu World Expo Park in Shanghai. Centered around the theme "Technology for a Sustainable Future," the three-day event convened nearly 20 members of the Chinese Academy of Sciences and the Chinese Academy of Engineering, Nobel laureates and Turing Awards winners, together with over 1,000 scholars, industry experts and participants from leading technology companies all around the world.
2023.09
Hangzhou hosted the 19th Asian Games, where Ant Group's technology supported five first-time achievements for the Games, namely: "First-ever one-stop digital Games service platform", "First-ever digital cauldron lighting ceremony", "First-ever Asian Games enabled by connected mobile payment services", "First-ever digital franchise merchandises for the Games" and " First-ever carbon-neutral Asian Games".
2023.11
Following the "Interim Measures for the Management of Generative Artificial Intelligence Services" jointly issued by seven Chinese ministries, Ant Group's Bailing large-scale model has completed the record-filing process. Multiple products based on the Bailing model have undergone internal testing and will be made available to the public.
2023.11
The collaborative effort between Ant Group, Tsinghua University, and Alipay, titled "Key Technologies and Systems for Distributed Collaborative Risk Defense in High-Volume Transactions", was awarded the first prize in Zhejiang’s Provincial Science and Technology Progress category.
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