‘Pay Together Earn Together BoC Pay P2P Promotion’ Terms and Conditions:

1.      The Promotion runs from 1 Dec to 31 Dec 2023, both dates inclusive (the “Promotion Period”).

2.      The Promotion is applicable to BoC Pay mobile app (the "BoC Pay") customers (the “Eligible Customer”) who successfully bind BoC Pay with Smart Account/Payment Account.

3.      During the Promotion Period, eligible customers who perform BoC Pay to BoC Pay transfer with accumulated amount of every HK$5,000 or above via BoC Pay Smart Account or Payment Account, are eligible to receive HK$50 Cash coupon (the “Offer”) for the transactions. Each eligible customer can get up to HK$200 Cash coupon.

4.      The E-Coupon will be credited within 2 month after the Promotion Period at “E-Coupon” > “Collected E-Coupon” in the BoC Pay account of the Eligible Customers.

5.      Transfer transactions shall not exceed the daily transaction limit stipulated by the smart account or payment account, and the upper limit is HK$10,000 per eligible customer per day.

6.      The e-Coupons are applicable to the physical outlets of Designated Merchants in Hong Kong only, including U select, U select food, U select mini (the “Designated Merchants”).

7.      An Eligible Customer can get a HK$50 discount upon single net spending of HK$100 or above at the Designated Merchants by scanning the QR code on each e-Coupon. The Eligible Customer must use the E-Coupon on or before the E-Coupon expiry date which is shown on each E-Coupon. Only one E-Coupon can be applied in each transaction. Customers must state the intention to settle payment via BoC Pay and present the payment code in BoC Pay to cashier before payment successfully paid through the UnionPay network to enjoy the Offer.

8.      Offer are available in a quota cap of 20,000 on a first-come-first-served basis while quota lasts.

9.      Offers are based on net single spending and not eligible for any split transactions.

10.   Any cancelled / refunded / falsified / unposted / split transactions / unauthorized transactions are not counted as eligible transactions. The offer will be cancelled or refunded in all ineligible transactions. Bank of China (Hong Kong) Limited ("BOCHK") and / or BOC Credit Card (International) Ltd (the "Card Company") reserve the right to debit the relevant Credit Card / Smart Account/ Payment account/ Consumption Voucher Account with the amount equivalent to the value of the Offer without prior notice to the customer.

11.   Customers are responsible for the data charges of using and / or downloading BOCHK Mobile Application imposed by their service providers.

12.   Please download the BoC Pay mobile app from official application stores or the BOCHK website, and ensure the search wording ("BoC Pay"). iPhone users may download the BoC Pay via the App Store; Android users may download BoC Pay via Google Play, HUAWEI AppGallery or BOCHK website.

13.   By using the BOCHK Mobile Application, the customer agrees to be bound by the contents of the relevant disclaimer and privacy policy posted on the BOCHK Mobile Application and which may be updated by BOCHK from time to time. For more details, please refer to Menu>Settings>About> Related Terms & Conditions>Terms and Conditions for BoC Pay.

14.   Recommended Operating Systems for BoC Pay: iOS (14.0 or above) and Android (8.1 or above).

15.   iPhone and iOS are trademarks of Apple Inc., registered in the U.S. and other countries. App Store is a service mark of Apple Inc. Google Play and Android is trademark of Google LLC. Huawei AppGallery is provided by Huawei Services (Hong Kong) Co., Limited.

16.   The above products, services and Offers are subject to the respective terms and conditions, please refer to in-store promotional materials or enquire with the Merchant or staff of BOCHK and / or the Card Company for details.

17.   No person other than the cardholders, BOCHK and / or the Card Company will have any rights under the Contracts (Rights of Third Parties) Ordinance to enforce or enjoy the benefits of any of the provisions of these terms and conditions.

18.   BOCHK and / or the Card Company are not the suppliers of the Merchant. Relevant products and / or services are provided by the Merchant. Any enquiries or disputes relating to the goods and the services should be directed to the Merchant. BOCHK and / or the Card Company and / or UnionPay International accept no liability for the quality of or any other matters relating to the goods, products and services provided by the Merchant. The Merchant is solely responsible for all obligations and liabilities relating to the goods, products and service.

19.   BOCHK and / or the Card Company and / or the Merchant reserve the right to change, suspend or terminate the terms and conditions at its sole discretion.

20.   In case of any disputes, the decision of BOCHK and / or the Card Company and / or the Merchant shall be final and binding on all parties concerned.

21.   Should there be any discrepancy or inconsistency between the English and the Chinese versions of these terms and conditions, the Chinese version shall prevail.

Reminder: To borrow or not to borrow? Borrow only if you can repay!

SVF License No.: SVFB072