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Bank of America® Premium Rewards® Credit Card - Apply Today
60,000 online bonus points — a $600 value — after you make at least $4,000 in purchases in the first 90 days of account opening
Unlock premium value for your everyday spend
Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases.
No limit to the points you can earn and points don't expire as long as the account remains open.
Flexibility to choose how you redeem your points – redeem for cash back as a deposit into Bank of America® checking or savings accounts, for credit to eligible Merrill® accounts including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center.
Get up to $200 in travel statement credits
Get up to $100 in Airline Incidental Statement Credits annually for qualifying purchases such as seat upgrades, baggage fees, in-flight services, and airline lounge fees - automatically applied to your card statement
Get up to $100 in Airport Security Statement Credits for TSA PreCheck® or Global Entry application fees, every four years
No foreign transaction fees†
No matter where you're traveling, feel free to use your Bank of America® Premium Rewards® credit card without incurring foreign transaction fees when making purchases outside of the United States
Get even more rewards
Bank of America Preferred Rewards® members earn 25%-75% more points on every purchase.
That means you could earn 2.5 to 3.5 points on travel and dining purchases and 1.87 to 2.62 points on all other purchases, for every $1 you spend.
This online only offer may not be available if you leave this page, if you visit a Bank of America financial center or call the bank. You can take advantage of this offer when you apply now.
†Please see Terms and Conditions for rate, fee and other cost information, as well as an explanation of payment allocation. All terms may be subject to change.
Note: minimum payments are applied to lower-interest balances first. Additional payments are applied to higher-interest balances first.
Use our rewards calculator to see where your points can take you...
Take control of your rewards with the flexibility to redeem them towards what matters most to you.
Enjoy the flexibility to choose how you redeem your points – redeem for cash back as a deposit into Bank of America® checking or savings accounts, for credit to an eligible account with Merrill, including 529 accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center.
See how many points you can earn
Tell us how much you spend every
Earn 2 points
for every $1 spent on travel & dining purchases
Earn 1.5 points
for every $1 spent on all other purchases
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Your 1 year of spending
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Flexibility to choose how you redeem your points
Enjoy the flexibility to choose how you redeem your points – redeem for cash back as a deposit into your Bank of America® checking or savings accounts, as a statement credit to your credit card, or for gift cards and purchases at the Bank of America Travel Center.
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Gold Tier Preferred Rewards Bonus
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Platinum Tier Preferred Rewards Bonus
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Platinum Honors Tier and Higher Preferred Rewards Bonus
Preferred Rewards makes your credit card even better
Note: This calculator is for illustrative purposes only. It is not intended to be printed or distributed. Your actual rewards earned will depend upon your individual purchases.
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25% Gold Tier Preferred Rewards Bonus
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75% Platinum Honors Tier and Higher Preferred Rewards Bonus
Preferred Rewards makes your credit card even better
Note: This calculator is for illustrative purposes only. It is not intended to be printed or distributed. Your actual rewards earned will depend upon your individual purchases.
Travel Insurance protections to assist with trip delays, cancellations and interruptions, baggage delays, lost luggage and emergency evacuation and transportation. Learn more
Purchase protections
Shop with confidence, with excellent purchase protections like Warranty Manager Service, Return Protection and Purchase Security. These can help with repair, replacement or reimbursement on purchases, or extend the manufacturers' warranty. Learn more
Automotive protections
Feel safer on the road with our 24/7 Roadside Dispatch Program, plus added protection with Auto Rental Collision Damage Waiver. Learn more
Visa Signature® Luxury Hotel Collection
Enjoy a premium set of benefits when you use your Premium Rewards® card to book through the Visa Signature Luxury Hotel Collection. Learn more
Concierge Service
The Visa Signature® concierge service gives you access to concierges who can help with travel planning, restaurant recommendations and event reservations.
We block potential fraud if abnormal patterns are detected and let you know if we suspect fraudulent activity. Plus, you always get a $0 Liability Guarantee for fraudulent transactions.
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Learn more at the Security Center Opens in a new window
An optional service to help prevent declined purchases, returned checks or other overdrafts when you link your eligible Bank of America® checking account to your credit card. No transfer fees. Other fees may apply.
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Paperless Statement Option
Opt for paperless credit card statements and increase account security while reducing paper consumption.
Access to our award-winning Online and Mobile Banking. Bank on the go from almost anywhere quickly and securely. Pay your credit card bill online, transfer funds, check available credit and more.
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Account Alerts
Stay on top of your balances and due dates. Choose from several types of customer email or text alerts and let your phone tell you when payments are due and paid.
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