IDFC bank is one of the most reputed private banks in India. It was established in 2015 after receiving the universal banking license from the RBI. Currently, the IDBI bank offers numerous banking services, and one of their primary services includes the IDFC First Bank Net Banking.
In recent times people have shifted from the traditional banking system to a more efficient and faster internet banking option. Net banking does not require you to stand in long queues in the bank for hours, all you’ve to do is click a few buttons on your device, and the job is done.
The IDFC Bank has all types of internet banking facilities available in all the 600 branches across the country. Apart from the IDFC First Online Banking, account holders can enjoy other services like retail banking, commercial banking, corporate investment banking, etc.
If you are a new customer of the IDFC bank, you will find this guide very useful. Here we will talk about all IDBI net banking procedures like the net banking registration process, changing passwords, login steps as well as fund transfer procedures. So stay tuned and scroll till the end.
IDFC First Bank Net Banking
The IDFC First Bank is a new Indian private sector bank that is a part of the IDFC infrastructure finance company. The bank started operating with 23 branches in Madhya Pradesh, Mumbai, Delhi, Hyderabad, Pune, Bengaluru, Chennai, Kolkata, and Ahmedabad.
The IDFC bank has its headquarters in Mumbai, Maharashtra. The bank serves both corporate and private customers along with the infrastructure sector, which has been a specialization of the bank since the beginning.
The IDFC First Online Banking offers various internet banking facilities like sending money, making bill payments, money deposits, opening bank accounts, receiving loan approvals, getting account statements, and a lot more.
That’s not all; you can avail of other necessary banking facilities like personal loan, home loan, fixed deposits, NRI savings account, credit cards, etc. We will talk about the benefits of IDFC net banking facilities in the following sections.
Benefits of Internet Banking
The availability of internet banking has made life quite easier. Now you don’t have to rush to the bank when you need any financial support. The IDFC First bank also provides various internet banking facilities to help customers.
By using the IDFC bank internet banking, you can open a bank account with just a few clicks. Moreover, if you have any other bank-related works, you can complete them all by just sitting at your home.
For instance, if you have to make an instant fund transfer, you don’t have to rush to the bank, collect a deposit form and stand in the long bank queues. This is also applicable for regular savings.
Other everyday activities like electricity or phone bill payments, accessing loan details, etc., got a lot easier with the IDFC bank’s net banking facilities.
IDFC offers all digital fund transfer modes like the NEFT, RTGS, and IMPS. So now, sending money to any bank is just a matter of seconds.
IDFC First Bank Customer Care and IFSC Code
IDFC First Bank has a supportive customer care team who are ready to help its customers any time of the day. The customer care team is available throughout the working hour, and you can contact them in case of any problem or doubt.
For instance, if you are new to internet banking and need some assistance, you can ring up the customer support team. Likewise, if you need any other help in terms of balance inquiry, IFSC code, deposit, or fund transfer, the IDFC customer care is always ready to help.
You can contact customer care by dialing 1800 410 4332. This helpline number is for any issues related to deposits or internet banking. Their rural banking customer care number is 1800 410 8332, which is available from 9.30 AM to 6.00 AM on all working days.
For credit card-related issues, dial 1860 500 1111. NRI account holders should call 022 6248 5152 in case of any inconvenience. Their customer support email ID is [email protected]. You can check the IDFC Bank official website for any other assistance.
One of the primary uses of net banking is sending funds online. As we have mentioned earlier as well, you can avail of digital fund transfer facilities like NEFT, RTGS, and IMPS through IDFC net banking. But without the IFSC code, none of the money transfer modes would work.
The IFSC code is vital when it comes to digital money transfers. It helps identify the branch to ensure a seamless fund transfer. The IFSC code is an alphanumeric code that is different for every branch.
The IDFC IFSC code has eleven characters. This is a basic standard for IFSC code as per RBI format. We can divide the IFSC code into three parts. The first four letters stand for the bank name; the central character is zero, which is reserved for future use. The final part has six numbers that correspond to the branch name or location.
For example, the IFSC code of IDFC bank Guwahati, Assam branch is IDFB0060261. As per the standard format, the code has three parts. The first part is IDFB, symbolizing the bank name, the mid character is zero, and the last six numbers, 060261, represent the Guwahati branch.
The IFSC code is mandatory for any fund transfers using the NEFT, RTGS, or IMPS mode, without which fund transfer will be a failure. You can find the IFSC code for all IDFC bank branches in the “Find Your Bank Website.”
Follow these simple steps to access the IFSC code-
- Visit the https://findyourbank.in/ website.
- Enter the name of the bank
- State
- District
- Branch
After filling in these details, you will see the IFSC code appearing on the screen.
IDFC First Bank Net Banking Registration
You can register for IDFC net banking via online and offline modes. If you want to register offline, you’ll have to visit your nearest branch and obtain the registration form. You can also download the net banking registration form from the bank website.
Now you need to fill in the form with necessary details like name, address, account details, card information, and the like. After filling it duly submit it to the respective counter.
Once registered, the bank will send your user id and password to your mentioned address. Once you receive the credentials, you can use them to log in to the net banking portal.
Now let’s check the steps for online IDFC net banking register-
- Go to the IDFC first bank website and click on the login tap from the top right corner.
- Now select personal and business banking.
- Click on create your user name.
- Then enter the customer ID and tap on submit.
- Now you will have to enter either your debit card number or account number.
- After that, you will receive an OPT on your registered mobile number; enter that.
- Select a username and create a new internet banking password. Click on continue
- At last, click on create my username and accept the terms and conditions. You are all set with your IDFC net banking registration.
Note
The user ID should be between six to ten characters, and it has to be alphanumeric. The password should be between six to fifteen characters, and it has to have a combination of alphabets, numbers, and special characters.
How to Log In?
Once you register for internet banking, you can log in using the credentials. The IDFC first bank login is quite easy. Here are the steps-
- Visit the official website of IDFC bank, and you will see the login button on the top right corner of the webpage.
- When you click on that, a pop-up will appear saying login to the new portal. Tap there.
- Enter your registered mobile number and click on proceed to login
- On the new page, you will have to enter your user ID and password, and there you can enjoy all internet banking services.
How to Transfer Money and Services Available on IDFC First Net Banking?
Online fund transfer modes like NEFT, RTGS, and IMPS are available in IDFC First Bank net banking. We will talk about the details you need to send money via each mode. The IDFC First Bank IFSC code is something that you will need while using any of the mentioned fund transfer modes.
You need the same information for sending money via NEFT and RTGS, which are-
- Receiver’s Name
- Receiver’s Account Number
- IFSC Code
- Beneficiary Bank Name
- Branch Name
- The amount you are going to transfer
To send money via IMPS, you will need-
- Beneficiary’s Name
- Beneficiary’s MMID code (for transfer from person to person)
- The IFSC code of the receiver’s branch (for transfer from a person to an account)
- Beneficiary Mobile number
- Beneficiary Account number
To make an intra bank transfer, you can choose any of the above methods and add the required details of the beneficiary as well as your account details. Confirm the details and enter the OTP you have received, and money will be sent.
To send money from IDFC bank to another bank, you need to follow a similar process like the intra bank transfer. Select a payment mode, add beneficiary details and authenticate with the OTP. Your transaction will be completed successfully.
How to Reset IDFC First Net Banking Using Forget Password?
If you forget your IDFC net banking password or want to change it, there is an easy way to do so. Let’s have a look at the procedure-
- Visit the IDFC bank official website.
- Then go to personal and internet banking page
- Enter the user ID and click on the forgot password.
- You will receive an OTP on your registered mobile number; enter that.
- Now you can create a new password.
Advantages of IDFC First Bank Netbanking
Internet banking has become massively popular in a very short span of time because of the customer-centric services it offers. Similarly, the IDFC First bank net banking also has multiple advantages that the customer enjoys.
The availability of different online fund transfer modes like NEFT, RTGS, or IMPS has made making any fund transfers quite easy. You can instantly make a fund transfer irrespective of the sum with any of these methods.
The IFSC code is important for any type of fund transfer. You can get the IFSC code from any bank on the Find Your Bank website. Find Your Bank also has a mobile app which makes finding the IFSC code even easier.
Moreover, various other banking activities like online account opening, checking statements, loan management, regular savings, etc., can be done with a few clicks.
With internet banking, you no longer have to step out of the home and spend the whole day standing in bank queues.
FAQs
What Are the Types of Transactions I Can Carry Out Through My IDFC First Bank Net Banking?
The types of transactions you can carry out through IDFC First Bank net banking are- sending money to different accounts using NEFT, RTGS, and IMPS, making bill payments, regular savings, etc.
How Can I Register for IDFC Net Banking?
You can register for IDFC net banking both online and offline. To register offline, you need to visit the branch and submit a registration form. To register online, you have to visit the IDFC official website and follow a few steps. We have mentioned the entire procedure above in this guide. Make sure to check that out.
How Do I Find My IDFC Customer ID?
You will receive the customer ID by email if your mobile number is registered with the IDFC bank. You also receive a welcome kit after opening an account in IDFC bank. On the first page of the welcome letter, you will find your customer ID.
How Can I Get My UPI ID in First Bank IDFC?
To get the IDFC First Bank UPI ID, you have to-
- Download the IDFC bank UPI app
- Register or link your IDFC bank account
- Tap on the menu icon on the top left corner and select my UPI ID.
- Your UPI ID will be generated instantly.
How Do I Start Idfc Mobile Banking?
To start IDFC mobile banking, you should first download the IDFC mobile banking app. Register with your user ID and set a password, and you are ready to explore all mobile banking facilities.
Leave a Reply