Savings accounts that are made for you.
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USAA Savings
Begin your savings journey with an initial deposit of $25 or more.
Apply now for a USAA Savings account -
USAA Performance First Savings®
Get a higher interest rate when you open your account with $10,000 or more. See funding options.
Apply now for a USAA Savings account
Reach your goals faster.
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Free Savings Tools
It's easy to speed up your savings with our free savings tools.
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No Monthly Service Fees
Get all the perks, but pay no monthly service fees.
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Track Your Savings
We can help you simplify your finances with our free budgeting tools.
Teach your child to manage money with a youth savings account.
Open an account in three easy steps.
Step 1: Log on to get started.
If you're not a USAA member, see if you can join.
Step 2: Apply for an account.
We'll ask for your full name, address, date of birth and other identifying information.
Step 3: Add money to the account.
To open a USAA Savings account, make a deposit of $25 or more using a checking, savings, Visa® or Mastercard® account.
To open a USAA Performance First Savings account, make a deposit of $10,000 or more.See note1
Pair savings with checking.
Set up automatic transfers from your checking account to make saving effortless.
Convenient options to move money
Manage the way you move money using automatic transfers and tools like Zelle®See note2 and Deposit@Mobile®.See note3
Deposit money straight to your savings account.
Set up direct deposits of some of your paycheck directly into your savings account. You can also make deposits to your savings account at select USAA ATMs.
Fraud monitoring
You'll automatically receive alerts 24/7 for suspicious activity on your account.
Savings Frequently Asked Questions
Related advice articles
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What's the difference between checking and savings?
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Interest on a savings account: How your money can make money
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Why do you need a savings account? To make your money grow.