Promoting Responsible Gaming

At Island Luck (the “Company” or “we”), we want all of our customers to enjoy gaming as a planned and budgeted entertainment option – like an evening out for dinner, the theater, or a sporting event. However, as with many other things in life, it is possible to get too much of a good thing. Moderation is the key for all who gamble.

Never gamble when it interferes with work or family responsibilities, when in recovery for addictive disorders or dependencies, when the gambling is illegal, or when trying to make up for prior gambling losses. Excessive use of alcohol when gambling can be risky. Irresponsibly using alcohol can affect a person’s judgment and interfere with the ability to adhere to predetermined limits.

Preventing Underage Gambling

It is illegal for anyone under 18 to hold an account and participate in any gaming activities for money at Island Luck.

IL requires all customers to be 18 years of age or older. We perform a manual and an electronic verification to validate the age and identity of all customers during the account opening process. IL actively monitors for underage accounts and uses a variety of tools to verify information. IL never engages in advertising directed at minors. We reserve the right to ask for age verification information from the player and suspend the player’s account until he provides information that verifies appropriate age to our satisfaction.

Unfortunately, no system is foolproof. If you know a person under 18 who is registered with IL, please notify our customer service team. If a person with an account is found to be under the age of 18, such person’s account will be terminated.

If there are children under 18 who have access to your computer, you may want to consider installing parental control software to prevent access to online gaming sites and other material, such as:

• www.netnanny.com
• ww.cybersitter.com

Setting Limits

Most gamblers are casual gamblers – they do it for fun and entertainment. Experts agree that casual gambling with affordable wagers can be a harmless, enjoyable pastime. Responsible gamblers understand that gambling entails risk. That is why gambling responsibly means setting predetermined, acceptable limits. People who set responsible limits are gambling with funds they can afford to lose. Those limits differ from person to person, according to their financial situations. Setting those limits – and sticking to them – is crucial. A player can establish his own limits and provide direction to others by developing a set of personal guidelines to determine whether, when, and how much to gamble.

A customer can set the following limits on his account:

• • Wager Limit
• • Deposit limit
• • Loss limit

A customer wishing to set any of the above limits can submit such a request in writing to IL’s customer care. A customer may change or remove the limits that they have set at any time by written notice to IL. Any changes to limits set shall become effective 24 hours after IL has received proper written notice. Any notice received to reduce a limit set shall become effective immediately.

For more information on the self-imposed limits program click HERE

Self-Exclusion

If, at any stage, a player becomes concerned about his gambling, he can make an application to be self-excluded from all gaming activities. For more information on the self-exclusion program click HERE

To apply for the self-exclusion program, download the application form HERE

When Might Gambling Be a Problem?

The following highlights a number of questions a player should ask himself and his loved ones to help identify potential signs of a gambling problem. While these questions are not a diagnostic, psychological, or medical test and should not be used as such, many people who have called gambling help lines have answered yes to one or more of the following questions:

• • Do you lose time from work due to gambling?
• • Is gambling making your home life unhappy?
• • Is gambling affecting your reputation?
• • Have you ever felt remorse after gambling?
• • Do you ever gamble to get money to help pay debts or solve other financial difficulties?
• • Does gambling decrease your ambition or efficiency?
• • After losing, do you feel you must return as soon as possible to win back your losses?
• • After a win, do you have a strong urge to continue and win more?
• • Do you often gamble until your last dollar is gone?
• • Do you ever borrow to finance your gambling?
• • Have you ever sold any real estate or personal property to finance gambling?
• • Are you reluctant to use “gambling money” for normal expenditures?
• • Does gambling ever make you careless about the welfare of your family?
• • Do you ever gamble longer than you had planned?
• • Do you ever gamble to escape worries or trouble?
• • Have you ever committed or considered committing an illegal act to finance gambling?
• • Does gambling make you have difficulty sleeping?
• • Do arguments, disappointments, or frustrations create an urge to gamble?
• • Do you have an urge to celebrate good fortune with a few hours of gambling?
• • Have you ever considered self-destructive behavior as a result of your gambling?

If you think you or someone you care about may have a gambling problem please call our customer service team.

For assistance regarding responsible gambling or anything else related to Island Luck, please do not hesitate to contact us.

Quick Links

• Terms & Conditions
• IL's Privacy Policy

External Resources

• The Gaming Board of The Bahamas

END USER LICENSE AGREEMENT

This end user license agreement (the "Agreement") should be read by you (the "User" or "you") in its entirety prior to your use of Playtech Systems Limited service or products.

Playtech Systems Ltd dba Island Luck, #65 Collins Avenue, 6th Terrace Centerville, Nassau, Bahamas.

Under section 44 of the Gaming Act, 2014 (no .40 of 2014), The gaming board for the Bahamas has granted a gaming house operator license to: Playtech Systems Limited (t/a Island Luck).

Please note that the agreement constitutes a legally binding agreement between you and Playtech Systems Limited(referred to herein as "Islandluck", "us" or "we") which owns and operates the internet site found at www.islandluck.com (the "Site"). In addition to the terms and conditions of this Agreement, please review our Privacy Policy, the Game Rules,the Real Money Processing and Currency Exchange terms and conditions and the other rules, policies and terms and conditions relating to the games and promotions available on the Site as posted on the Site from time to time, which are incorporated herein by reference, together with such other policies of which you may be notified of by us from time to time.

By clicking the "I Agree" button below as part of the software installation process and using the Software (as defined below), you consent to the terms and conditions set forth in this Agreement, the Privacy Policy the Casino Sports and Poker Rules and the Real Money Processing and Currency Exchange terms and conditions as each may be updated or modified from time to time in accordance with the provisions below and therein.

1. GRANT OF LICENSE/INTELLECTUAL PROPERTY

1.1. Subject to the terms and conditions contained herein Islandluck grants the User a non-exclusive, personal, non-transferable right to install and use the Islandluck poker software ("Software") in order to access the Islandluck servers and play the poker games (the "Games") available (the Software and Games together being the "Service").

1.2. The Software is licensed to you by Islandluck for your private personal use. Please note that the Software is not for use by (i) individuals under 18 years of age, (ii) individuals under the legal age of majority in their jurisdiction and (iii) individuals connecting to the Site from jurisdictions from which it is illegal to do so. Islandluck is not able to verify the legality of the Service in each jurisdiction and it is the User's responsibility to verify such matter.

1.3. We reserve the right at any time to request from you evidence of age in order to ensure that minors are not using the Service. We further reserve the right to suspend or cancel your account and exclude you, temporarily or permanently, from using the Service if satisfactory proof of age is not provided or if we suspect that you are underage.

1.4. The Software's code, structure and organization are protected by copyright, trade secrets, intellectual property and other rights. You may not:

1. a. Copy, distribute, publish, reverse engineer, decompile, disassemble, modify, or translate the Software or make any attempt to access the source code to create derivate works of the source code of the Software, or otherwise;

2. b. Sell, assign, sublicense, transfer, distribute or lease the Software;

3. c. Make the Software available to any third party through a computer network or otherwise;

4. d. Export the Software to any country (whether by physical or electronic means); without the prior written consent of Islandluck; or

5. e. Use the Software in a manner prohibited by applicable laws or regulations, (each of the above is an "Unauthorized Use"). You will be solely liable for any damage, costs or expenses arising out of or in connection with the commission by you of any Unauthorized Use. You shall notify Islandluck immediately upon becoming aware of the commission by any person of any Unauthorized Use and shall provide Islandluck with reasonable assistance with any investigations it conducts in light of the information provided by you in this respect

1.5. The terms "Islandluck", and any other trademarks, service marks and/or trade names used by Islandluck on the Site from time to time (the "Trade Marks"), are the trademarks, service marks and/or trade names of Islandluck or one of its group companies and/or its licensors, and these entities reserve all rights to such Trade Marks. In addition, other content on the Site, including, but not limited to, the Software, images, pictures, graphics, photographs, animations, videos, music, audio and text (the "Site Content") belongs to Islandluck or one of its group companies and/or its licensors and is protected by copyright and/or other intellectual property or other rights. You hereby acknowledge that by using the Service and the Site you obtain no rights in the Site Content, or any part thereof. Under no circumstances may you use the Site Content without Islandluck prior written consent.

2. NO WARRANTIES.

2.1. Islandluck disclaims any and all warranties, expressed or implied, in connection with the Service which is provided to you "AS IS" and we provide you with no warranty or representation whatsoever regarding its quality, fitness for purpose, completeness or accuracy.

2.2. Regardless of our efforts to provide you with service of the highest quality, safety and security, we make no warranty that the Service will be uninterrupted, timely or error-free, that defects will be corrected or that the services found therein shall be free from viruses or bugs.

2.3. Islandluck reserves the right to suspend, discontinue, modify, remove or add to the Service in its absolute discretion with immediate effect and without an obligation to provide you with notice and we shall not be liable in any way whatsoever for any loss suffered as a consequence of any decision made by Islandluck in this regard.

3. AUTHORITY

Islandluck retains authority over the issuing, maintenance, and closing of Users' accounts at Islandluck. The decision of Islandluck' management, as regards any aspect of a User's account, use of the Service, or dispute resolution, is final and shall not be open to review or appeal.

4. YOUR REPRESENTATIONS AND WARRANTIES

Prior to your use of the Service and on an ongoing basis you represent, warrant, covenant and agree that:

4.1. You acknowledge that there is a risk of losing money when using the Service and that Islandluck has no responsibility to you for any such loss.

4.2. You agree that your use of the Service is at your sole option, discretion and risk.

4.3. You agree that you are required to provide us with certain personal details about yourself (including details regarding your methods of payment) for the purpose of using the Service. Our control of the information provided by you shall be subject to our Privacy Policy.

4.4. You are solely responsible for any applicable taxes which may be payable on winnings paid to you.

4.5. You are solely responsible for the telecommunications networks and Internet access services required for you to access and use the Service and we shall have no liability whatsoever for any deficiencies therein.

5. PROHIBITED USES

5.1. SOFTWARE MODIFICATIONS

User may not attempt to modify, decompile, reverse-engineer or disassemble the Software in any way

5.2. PERSONAL USE

The Service is intended solely for the User's personal use. The User is only allowed to wager for his/her personal entertainment. Under no circumstances shall a User be permitted to use his/her "real money account" with Islandluck for any purpose other than for using the Service. The User must provide full and truthful information in respect of all details and information provided by the User to Islandluck and the User is obligated to update such details in the event of any change thereto. A User may only have one account with Islandluck and shall only use the Service using such single account. Furthermore a User shall not permit another person to use the Service via his account.

5.3. COLLUSION

Collusion between Users by sharing hole cards or by any other methods is strictly forbidden. Islandluck reserves the right, in addition to other measures, to restrict seating and/or to prohibit Users from playing at a particular poker table or in a tournament, including restricting two or more Users from playing together at the same table or in the same tournament. In addition, Islandluck reserves the right to consider any collusion between players (including Users) as a material breach of this Agreement and accordingly Islandluck shall have the right to terminate a User's account if a User engages or attempts to engage in any such activity, regardless of the outcome of such attempt.

5.4. EXTERNAL PLAYER ASSISTANCE PROGRAMS (EPA).

Islandluck prohibits those External Player Assistance Programs ("EPA Programs") which are designed to provide an "Unfair Advantage" to players. Islandluck defines "External" to mean computer software (other than the Software), and non-software-based databases or profiles (e.g. web sites and subscription services). Islandluck defines an "Unfair Advantage" as any instance in which a User accesses or compiles information on other players beyond that which the User has personally observed through the User's own game play.

5.5. AUTOMATIC PLAYERS (BOTS).

The use of artificial intelligence including, without limitation, "robots" is strictly forbidden in connection with the Service. All actions taken in relation to the Service by a User must be executed personally by players through the user interface accessible by use of the Software.

5.6 EPA PROGRAMS

You agree that Islandluck may take steps to detect and prevent the use of prohibited EPA Programs. These steps may include, but are not limited to, examination of software programs running concurrently with the Islandluck Software on the User's computer.

5.7. CHIP-DUMPING.

Chip-dumping occurs when any User intentionally loses a hand in order to deliberately transfer his chips to another User. Any User who chip-dumps or attempts to chip-dump with any other User while using the Service may be permanently banned from using the Service and their account may be terminated immediately. In such circumstances Islandluck will be under no obligation to refund to you any monies that may be in your Islandluck account at such time.

5.8. FRAUDULENT BEHAVIOR.

In the event that Islandluck deems that a User has engaged or attempted to engage in fraudulent, unlawful, dishonest or improper activity while using the Service, including without limitation, engaging in any of the activities set forth in this clause 5 or any other game manipulation, or the making of any fraudulent payment, including without limitation, use of a stolen credit card or fraudulent chargeback or money laundering, Islandluck shall be entitled to take such action as it sees fit, including, but not limited to:

1. a. Immediately blocking a User's access to the Service;

2. b. Terminating a User's account with Islandluck;

3. c. Seizing the funds within a User's account;

4. d. Disclosing such information (including the identity of the User) to financial institutions, relevant authorities and/or any person or entity that has the legal right to such information; and/or

5. e. Taking legal action against a User.

6. OFFENSIVE LANGUAGE OR CONTENT

The User is prohibited from posting any unlawful, obscene, libelous, defamatory, threatening, or other material that would violate any law or generally be considered to be offensive, via the Service using the chat option, the player images option or in correspondence with Islandluck staff. When using the chat option offered to Users via the Service, Users are prohibited from making any statements which promote any service or product of any party except Islandluck. Further, Users shall not make statements about Islandluck or the Service that are untrue or would reasonably be considered to be derogatory or critical

7. BREACH

7.1. Without prejudice to any other rights, if a User breaches in whole or in part any provision contained herein, Islandluck reserves the right to take such action as it sees fit, including terminating this Agreement, immediately blocking access to the Service to such User, terminating such User's account with Islandluck, seizing all monies held in the relevant Islandluck account and/or taking legal action against such User

7.2. You agree to fully indemnify, defend and hold harmless Islandluck and its shareholders, directors and employees from and against all claims, demands, liabilities, damages, losses, costs and expenses, including legal fees and any other charges whatsoever, howsoever caused, that may arise as a result of:

1. a. Your breach of this Agreement, in whole or in part;

2. b. Violation by you of any law or any third party rights; and

3. c. Use by you of the Service or use by any other person accessing the Service using your Login Credentials (as defined below) , whether or not with your authorization.

8. LIMITATION OF LIABILITY.

Under no circumstances, including negligence, shall Islandluck be liable for any special, incidental, direct, indirect or consequential damages whatsoever (including, without limitation, damages for loss of business profits, business interruption, loss of business information, or any other pecuniary loss) arising out of the use (or misuse) of the Service even if Islandluck had prior knowledge of the possibility of such damages

9. SECURITY AND YOUR ACCOUNT

9.1. Each User account shall be accessible through the use of a combination of a unique User ID ("User ID"), a unique and secret password ("Password"), and other optional numeric authentication methods that the User may select (the User ID, Password and any other authentication features together being referred to as the "Login Credentials"). The User is obligated to choose his/her own User ID and Password in accordance with the rules relating thereto.

9.2. The User agrees that he/she is solely responsible for all use of the Service under his/her Login Credentials and that he/she shall not disclose the Login Credentials to any person whatsoever.

9.3. The User is obliged to keep his/her Login Credentials secret and confidential at all times and to take all efforts to protect their secrecy and confidentiality. Any unauthorized use of the Login Credentials shall be the sole responsibility of the User and be deemed as his/her use. Any liability therefore shall be that of the User.

9.4. Please note that monies held in your Islandluck account do not accrue interest.

9.5. You will not be able to place any bets using the Service in an amount greater than the total amount of money in your Islandluck account.

9.6. You are fully responsible for paying all monies owed to Islandluck. You agree not to make any chargeback's, and/or deny or reverse any payment made by you in respect of the Service. You will reimburse Islandluck for any chargeback's, denial or reversal of payments you make and any loss suffered by us as a consequence.

9.7. Islandluck reserves the right to run credit and/or identity checks on a User, with third party credit reference agencies or services, using the information provided to us by a User on registration with the Service. The third party credit reference agencies or services may retain a record of the information but they will not use the information for any other purpose.

9.8. Islandluck reserves the right to use third party electronic payment processors and/or financial institutions to process payments made by and to you in connection with your use of the Service.

9.9. You acknowledge and agree that monies deposited by you in your Islandluck account are held in a trust account on your behalf.

9.10. If the wrong bank account for an online bank withdrawal request is entered, the process of recovering funds may be lengthy. If the incorrect bank account exists and the account holder removes funds , it is not easily recovered. Please note the incorrect bank account holder might decline requests for funds to be returned . Please double check details before submitting a request.

10. DISPUTES

The User accepts that the historical data of each game shall be as recorded on the Islandluck servers. In the event of a discrepancy between the cards displayed on your computer and the game records on the Islandluck server the latter shall prevail. The User accepts that the "Instant Hand History" and "Hand Replayed" features of the Software shall not be considered as the official historical record of any hand. In the event of any disputes please contact our customer service department at 328-4987. Customers can also contact the Gaming Board for The Bahamas with respect to unresolved disputes at http://bahamasgamingboard.com/home.jsp

11. AMENDMENT

Islandluck reserves the right to update or modify this Agreement or any part thereof at any time without notice and you will be bound by such amended Agreement within 14 days of it being posted at the Site. Therefore, we encourage you to visit the Site regularly and check the terms and conditions contained in the version of the Agreement in force at such time. Your continued use of the Site shall be deemed to attest to your agreement to any amendments to the Agreement.

12. GOVERNING LAW

The Agreement and any matters relating hereto shall be governed by, and construed in accordance with, the laws of The Bahamas. You irrevocably agree that, subject as provided below, the courts of The Bahamas shall have exclusive jurisdiction in relation to any claim, dispute or difference concerning the Agreement and any matter arising there from and irrevocably waive any right that it may have to object to an action being brought in those courts, or to claim that the action has been brought in an inconvenient forum, or that those courts do not have jurisdiction. Nothing in this clause shall limit the right of Islandluck to take proceedings against you in any other court of competent jurisdiction, nor shall the taking of proceedings in any one or more jurisdictions preclude the taking of proceedings in any other jurisdictions, whether concurrently or not, to the extent permitted by the law of such other jurisdiction.

13. SEVERABILITY

If a provision of this Agreement is or becomes illegal, invalid or unenforceable in any jurisdiction, that shall not affect the validity or enforceability in that jurisdiction of any other provision hereof or the validity or enforceability in other jurisdictions of that or any other provision hereof.

14. ASSIGNMENT

Islandluck reserves the right to assign this agreement, in whole or in part, at any time without notice. The User may not assign any of his/her rights or obligations under this Agreement.

15. MISCELLANEOUS

15.1. No waiver by Islandluck of any breach of any provision of this Agreement (including the failure of Islandluck to require strict and literal performance of or compliance with any provision of this Agreement) shall in any way be construed as a waiver of any subsequent breach of such provision or of any breach of any other provision of this Agreement.

15.2. Nothing in this Agreement shall create or confer any rights or other benefits in favor of any third parties not party to this Agreement.

15.3. Nothing in this Agreement shall create or be deemed to create a partnership, agency, trust arrangement, fiduciary relationship or joint venture between you and us.

15.4. This Agreement constitutes the entire understanding and agreement between you and us regarding the Service and supersedes any prior agreement, understanding, or arrangement between you and us.

15.5. The User must provide full and truthful information in respect of all details and information requested by Islandluck in connection with the User's use of the Service subject at all time to the terms of the Privacy Policy.

15.6. The English language version of this Agreement shall be the prevailing version in the event of any discrepancy between any translated versions of this Agreement.

15.7. Islandluck provides the facility to a player in time of self-exclusion period player contact to customer support for removal of account exclusion.

15.8. If you still want to exceed the bet limit then you need to contact the customer support of IslandLuck.

15.9. There are no fees/taxes applicable for player at the time of any of below action:

1. a. Opening new account

2. b. Deposit money

3. c. Withdrawal money

4. d. Player's winning

5. or any sort or money related transaction with the casino and the Lottery's transactions.

16. CANCELLATIONS

If your card shows a double charge, or was charged by mistake or without your authorization, we will consider your case and if a valid case is presented, we will refund your purchase.Please contact our Customer Support for further information about your transaction and about refunds and cancellation.

17. DORMANT ACCOUNTS & DORMANT BONUS BALANCES

17.1. Any account that has not been accessed for a period of 6 months will be deemed a Dormant Account. Once an account has been deemed Dormant a notice will be sent via email to the client advising of the status of the account and the account will be closed if not further activity is registered to the account.

17.2. Should a Dormant account remain inactive for 18 months the account will be closed and a notice will be sent via email to the client advising that the account has been closed for non activity.

17.3. When player's account is inactive, Islandluck will save the player’s account fund in a secure manner at each login and logout process.

17.4. Islandluck prevents all of the unauthorized changes or removal from the inactive player’s account fund and bonus.

18. REWARDS PROGRAMS & PRIVACY

Island Luck is committed to maintaining the confidentiality, integrity and security of any personal client information about our users. The tracking and use of any personal client information in our Rewards Program does not violate the provisions of Island Luck’s Privacy Policy.

Island Luck stresses its privacy and security standards to guard against identity theft and provide security for your personal information. We regularly re-evaluate our privacy and security policies and adapt them as necessary to deal with new challenges.

19. GAMING ACTIVITY

19.1 Islandluck provides the facility to the player if game is incomplete. Then the islandluck will be returned all the bets amount to the player's account internally ( automatically ) / with the help of casino manager. At any moment player can reach to support desk to resolve their amount related query.

19.2 If any unrecoverable malfunctions of gaming hardware / software are addressed, Islandluck provides the facility to return all the bets amount to the player's account internally ( automatically ) / with the help of casino manager. At any moment player can reach to support desk to resolve their amount related query.

19.3 Islandluck provides the facility to the player if the gaming activity is to remain disabled and the corresponding real-life event is completed. Then the islandluck will be returned all the bets amount to the player's account internally ( automatically ) / with the help of casino manager. At any moment player can reach to support desk to resolve their amount related query.

19.4 Islandluck provides facility to participate player in the real life event if the game-activity has been re-enabled before the corresponding real-life event has completed. All the Player winning will be credited in the player accounts in case of any winning in such cases.

19.5 Island Luck reserves the right to review all customer winnings to verify the validity of those winnings. Generally, all wins over $10,000 will be reviewed and during the period of the review the customer may be restricted from withdrawing those funds. The review and withdrawal restriction generally should not exceed 24 hours.

20. PROMOTIONS

Participation in any promotion offered by Island Luck (the ‘Company”) is voluntary. Only registered patrons of Island Luck are eligible to participate. Patrons whose registered accounts have not been updated may be deemed ineligible. When collecting prizes, patrons must present identification. Promotion winners will be able to collect prizes within 24 to 48 hours unless otherwise stated. Patrons will also be required to complete a claim form. Grand Prize Winners of promotions offered by Island Luck will be required to take a photo and/or video , which may be posted on the Island Luck website, IL Display TV’s and Island Luck’s various social media pages.

21. LOGGED IN AT PLAY

After 15 minutes of continuous casino play while you are logged in, the Island Luck website will automatically log you out. This is a safety feature put in place in case you forget to sign out. This doesn't effect your current game you are playing.

22. ERRORS OR OMISSIONS

22.1 A number of circumstances may arise where a bet or wager is accepted, or a payment is made, by us in error. A non-exhaustive list of such circumstances are as follows:

a. Where we miss-state any odds or terms of a bet or gaming wager to You as a result of an obvious error or omission in inputting the information or setting up a market, or as a result of a computer malfunction;

b. Where in relation to bets placed prior to an event taking place, the prices/terms offered are materially different from those available in the general market; or

c. Where in relation to any event, the price/terms offered at the time the bet is placed are clearly incorrect given the probability of the event occurring;

22.2 Where we have continued to accept bets on a market, a sporting event or Numbers Game which have been closed or suspended or should have been closed or suspended, including where the relevant event is in progress (except where 'in-running' bets are accepted) or had already finished and the outcome or results had already been determined (sometimes referred to as 'late bets');

22.3 Where an error has been made as a result of a Prohibited Use

22.4 Where an error is made by us as to the amount of winnings/returns that are paid to You, including as a result of a manual or computer input error; or

22.5 Where an error has been made by us as to the amount of free bets and/or bonuses that are credited to your account, any such circumstances being referred to as an "Error".

22.6 Where an error has been may by the posting of an incorrect “Numbers” result (three, four or five ball) in a lottery game;

a. By using the lottery service, users agree to indemnify and hold harmless Island Luck; its employees, agents, and affiliates from any claims, damages, losses, or liabilities arising from the late or incorrect posting of lottery results

22.7 We reserve the right to:

a. Correct any Error made on a bet placed and re-settle the same at the correct price or terms which were available or should have been available through Island Luck (absent the publishing error) at the time that the bet was placed and the bet will be deemed to have taken place on the terms which were usual for that bet; or

b. Where it is not reasonably practicable to correct and re-settle, to declare the bet void and return Your stake into Your Account; or

c. In circumstances where the Error has resulted from a Prohibited Use,

22.8 Any monies which are credited to your Account, or paid to you as a result of an Error shall be deemed to be held by you on trust for us and shall be immediately repaid to us when a demand for payment is made by us to you. Where such circumstances exist, if you have monies in Your Account we may reclaim these monies from Your Account. We agree that we shall use all reasonable endeavors to detect any Errors and inform you of them as soon as reasonably practicable.

22.9 Neither we (including our employees or agents) nor our partners or suppliers shall be liable for any loss, including loss of winnings, that result from any Error by us or an error by you.

22.10 You shall inform us as soon as reasonably practicable should you become aware of any Error.

22.11 Where you have used monies which have been credited to your Account or awarded to you as a result of an Error to place subsequent bets or play games, we may cancel such bets and/or withhold any winnings which You may have won with such monies, and if we have paid out on any such bets or gaming activities, such amounts shall be deemed to be held by You on trust for us and You shall be immediately repaid to us when a demand for payment is made by us to You.

23. SELF ATTESTATION

Pursuant to Sections 19 and 20 of the Gaming House Operator Regulations, 2014, you attest to all of the following:

23.1 I am a natural person with legal capacity to open and operate an account with Island Luck

23.2 The account is for my use only and I will not allow any other person to access or use my account

23.3 All deposits made to the account are for my gaming use only

23.4 I am not an excluded person

23.5 I consent to Island Luck monitoring the gaming activity associated with my account

23.6 I consent to the Gaming Board resolving any gaming related disputes between myself and Island Luck

23.7 I am not an employee of Island Luck

23.8 I do not have an existing account with Island Luck

23.9 If I am an individual who is involved in Politics or holding a high office in Government (PEP), then I would inform the Gaming House about my position accordingly

24. GAMING HOUSE OPERATOR LICENSE

Under section 44 of the Gaming Act, 2014 (no .40 of 2014), The gaming board for the Bahamas has granted a gaming house operator license to: Playtech Systems Limited (t/a Island Luck).

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Online Casino, Poker & Lottery Privacy Policy

Your privacy on the Internet is very important to Islandluck and its owner and operator, ILG Group Limited. We are committed to maintaining the confidentiality of the personal information collected by us in order to allow you to enjoy playing casino and poker online at Islandluck, by safeguarding it utilizing the best in class software and hardware architecture, techniques, methods and procedures.

The purpose of this privacy policy is to enable you to understand how we collect, store, use and safeguard information relating to you and for you to understand your rights in relation to that information.

• • What information is collected and for what purpose
• • Deposit and withdrawal processing
• • Confidentiality
• • Limits of Confidentiality
• • Who receives your information?
• • Your rights in relation to your information
• • Cookies
• • Consent to Privacy Policy
• • Who are we?

1. What information is collected and for what purpose

As part of the Islandluck Account Opening process, we will ask you to provide us with certain personal information, including a name, postal address, e-mail address and password as well as to certify that you are at least 18 years old or older in jurisdictions in which the minimum age for use of the Islandluck services is greater than 18. We will use your personal information to confirm various financial transactions, to occasionally send you events and news information and to provide you with customer support services. If you no longer wish to receive our newsletters, you may opt-out of receiving them by following the instructions included in each newsletter. The name you register with must be yours. In addition, it is very important that you complete the account details with valid information, since they will be used in the course of validating financial transactions and the other aforementioned purposes. Players are able to change account details by selecting an Account option in the downloaded software.

2. Deposit and withdrawal processing

To play for real money, Players will need to make a deposit. In the course of making a deposit, Players will need to provide deposit method information (example: credit card number). This information, in conjunction with your other personal information might be used to clear financial transactions executed by you with Islandluck.

3. Confidentiality

Islandluck undertakes substantial efforts to protect the confidentiality of the identity, preferences and other information it has collected about individual Players and will not knowingly allow access to this information to anyone outside Islandluck, other than to the Player or as described in this Privacy Policy. Islandluck has made a substantial investment in its server, database, backup, firewall and encryption technologies to protect the information collected by Islandluck. These technologies are deployed as part of the state of the art security architecture. All Islandluck employees are required to comply with the terms of this Privacy Policy. This Privacy Policy provides that employees are obligated to keep Player information strictly confidential. This obligation continues once an employee has left our Company. You should also do your part in protecting your information. Your Islandluck Player password is confidential and we recommend that you not divulge it to anyone or enable others to discover it.

4. Limits of Confidentiality

Legally Required Disclosures: Due to the existing legal, regulatory and security environment, Islandluck may be required, under certain circumstances, to disclose personally identifiable information about our Players. Islandluck will use its best reasonable efforts to limit such disclosure to the following: where Islandluck believes in good faith that it is required to do so in response to a subpoena, warrant or other legal process; or where reasonably necessary to identify, contact or bring legal action against persons or entities to preserve and/or enforce Islandluck ' rights. Further, we can, and you authorize us to, disclose your Player identification, name, street address, city, state, post code, country, phone number, e-mail, and company to third party agents of Islandluck as we, in our sole discretion, believe necessary or appropriate in connection with an investigation of fraud, intellectual property infringement, piracy or other unlawful activity or activity that may expose us to legal liability.

5. Who receives your information?

In addition to legally required disclosures as explained in Section 4 above, we may disclose your personal information to our employees, employees of other companies related to or affiliated with ILG Group Limited and to third party service providers who use your personal information to provide services to us in respect of your being a Player with Islandluck. All recipients of your personal information shall be bound by applicable data protection laws to keep your personal information private at no less a level than that by which we are bound.

6. Your rights in relation to your information

We aim to keep our information about you as accurate as possible. You can write to us at any time to review, change, obtain a copy of your information or have your details altered or corrected in accordance with your rights under the Data Protection Act 2002. In order to contact us regarding your information please e-mail [email protected]. We may in certain circumstances levy a small charge to cover the cost of administration regarding any request made by you in this regard.

7. Cookies

We may send you a temporary cookie when you visit www.islandluck.com website. A cookie is a text-only string of information that we place in your computer's cookie file so that we can remember who you are when you revisit www.islandluck.com website. We may use the data generated from cookies to compile statistical data on your use of our website. You are not obliged to accept the cookie from us and you have the ability to accept or decline cookies by modifying the settings in your browser. Please see www.cookiecentral.com/faq if you require any further information about the placing, use or deletion of cookies.

8. Consent to Privacy Policy

By opening an Account with Islandluck, you agree to the terms of this PRIVACY POLICY. We may occasionally update this Privacy Policy and encourage you to periodically review it. If we change our privacy policy, we will post the changes on this page. Your continued use of the Islandluck services constitutes your agreement to this Privacy Policy and any updates. Our Terms of Services take precedence over any conflicting provision of this Privacy Policy.

9. Who are we?

Playtech Systems Ltd dba Island Luck
#65 Collins Avenue , 6th Terrace Centerville
Nassau, Bahamas.

10. Cancellations

If your card shows a double charge, or was charged by mistake or without your authorization, we will consider your case and if a valid case is presented, we will refund your purchase.Please contact our Customer Support for further information about your transaction and about refunds and cancellation.