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About Speedy Cash
Speedy Cash is licensed to operate in multiple states across the U.S. (including Nevada, Oregon and Washington under the name Rapid Cash) and provides payday loans, installment loans, title loans and lines of credit online, over the phone and in stores. For the past 25 years, Speedy Cash has strived to provide a clean, safe place where people who need cash can access it conveniently.
Pros & Cons
- Get funds in as little as a day
- Online and in-store services
- Loans from $50 to $26,000
- High APRs
Featured Reviews
My experience with Speedy Cash has been excellent. Speedy Cash is the best payday loan company I have worked with. Very fast indeed! I will recommend Speedy Cash to all my family,...
Read full reviewFast and friendly customer service. Online factor makes it easier just picking up the loan. Definitely a must if in a crunch but not a permanent solution when it comes down to fix...
Read full reviewPayday lending is illegal and unavailable to consumers in some states. Payday loans usually have very high interest rates and carry risk. As with any loan, consumers should have a clear understanding of the fees, terms and conditions of any payday loan before borrowing.
Speedy Cash online loans
Speedy Cash is a short-term loan company with over 150 locations in 29 states. It offers four different types of loans for people who need cash, including installment loans, payday loans, title loans and lines of credit.
Speedy Cash specializes in online payday loans, which borrowers use to satisfy a short-term cash need and then repay with interest on their next payday.
Speedy Cash loans are easy to apply for, and the company has in-store services for customers who prefer working with a lender in person. If you’re interested in Speedy Cash’s services, start by visiting its website and creating an account or calling its customer service phone number.
Speedy Cash loan requirements
Requirements for payday, installment and title loans are different in every state, but the basic requirements for a Speedy Cash loan include:
- A steady source of income
- A bank account
- A valid phone number
- An email address
Loan availability and amounts depend on what state you live in, so make sure to check your state regulations before applying.
Speedy Cash interest rates
Speedy Cash’s annual percentage rates vary depending on:
- The type of loan you’re applying for
- The loan term length
- The state you live in
For a person trying to get a $200 payday loan in California, the APR is around 460% for a 14-day loan term. That means they end up paying $35.30 in finance charges if they pay off the loan on time.
Speedy Cash FAQ
Does Speedy Cash affect your credit?
Defaulting on a loan from Speedy Cash might affect your credit score.
How do Speedy Cash loans work?
Speedy Cash loans are short-term funding options that customers can get by visiting Speedy Cash’s website and applying. Speedy Cash gets you the funds you need as soon as possible, often within 24 hours of your approval.
What do I need to get a loan from Speedy Cash?
You need the following to apply for a payday loan with Speedy Cash:
- A steady income
- A bank account
- A phone number
- An email address
Does Speedy Cash do installment loans?
Yes, Speedy Cash offers installment loans up to $5,000. With installment loans, borrowers pay back the balance over an extended period instead of paying it in full on their next payday. The application process is the same for installment loans.
Is Speedy Cash legit?
Speedy Cash offers customers quick funds up to $26,000 both online and in stores. The company offers several types of loans, so borrowers can choose the option that makes the most sense for their needs and financial situation. While its interest rates are high, Speedy Cash is a legit option for people who need cash fast and can pay it back within the allotted time.
Speedy Cash Reviews
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Speedy Cash Company Information
- Company Name:
- Speedy Cash
- Year Founded:
- 1997
- Country:
- United States
- Website:
- www.speedycash.com