Travel Insurance – Standard Chartered HK

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Allianz Travel Protect

Enjoy 50% premium discount upon application

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Special 50% discount for Standard Chartered customers

From now until 2 July 2024, enjoy 50% discount upon successful application for Allianz Travel Protect single and annual plans.
Terms and conditions apply.

Exclusive 55% discount offer for Standard Chartered Credit Card Cardholders

From now until 1 July 2024, enjoy 55% discount upon successful application using the promotion code and payment made by the Eligible Card for Allianz Travel Protect single and annual plans.
Promotion code: SCBCARDS45
Offer applicable to policies issued through iBanking and SC Mobile only.
Terms and conditions apply.

From now until 2 July 2024 (both dates inclusive), you can enjoy 50% premium discount upon successful application and payment made for Allianz Travel Protect plan(s) directly via Standard Chartered Mobile App or Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”) websites as accessed through Standard Chartered Bank (Hong Kong) Limited (the “Bank”) website.

Notes:

Allianz Travel Protect plan is underwritten by Allianz. The Bank is an insurance agent appointed by Allianz.

Plan and Coverage Summary (in HKD)	Basic Plan	Standard Plan	Deluxe Plan
1. Medical Expenses 1.1 Overseas medical expenses – when suffering from bodily injury or sickness 1.2 Follow-up medical expenses – up to 3 months after return to Hong Kong 1.2.1 Chinese medical practitioner Excludes COVID-19 testing expenses unless the Insured Person is diagnosed with COVID-19	250,000 10,000 1,000 (150 per day)	750,000 50,000 1,500 (150 per day)	2,000,000 50,000 1,500 (150 per day)
2. Overseas Hospital Daily Cash Benefit Overseas hospital cash allowance Diagnosed with COVID-19 at overseas hospital confinement or confinement of individual quarantine Excludes any quarantine which is applied without positive COVID-19 test	N/A	3,000 (300 per day)	5,000 (500 per day)
3. Emergency Medical Assistance 3.1 Emergency medical evacuation 3.2 Repatriation of mortal remains 3.3 Compassionate visit 3.4 Compassionate return 3.5 Return of unattended child(ren)	Actual Cost 100,000 25,000 25,000 25,000	Actual Cost 1,000,000 25,000 25,000 25,000	Actual Cost 2,000,000 50,000 50,000 50,000
4. Personal Accident 4.1 Accident whilst travelling on a common carrier 4.2 Other accident	500,000 250,000	1,200,000 600,000	2,000,000 1,000,000
5. Baggage and Personal Effects Baggage and personal effects are stolen, accidentally damaged, or are permanently lost during the journey	5,000 (1,500 per item)	20,000 ( 3,000 per item)	25,000 ( 3,000 per item)
6. Theft of Mobile Device Mobile device is stolen or damaged because of robbery or burglary during the journey	1,000	2,000	4,000
7. Loss of Personal Money Loss of cash, bank notes, traveler’s check and money order as a direct result of robbery, burglary or theft during the journey	N/A	1,000	3,000
8. Loss of Travel Documents Loss of travel document during the journey as a direct result of robbery, burglary or theft	N/A	4,000	7,000
9. Personal Liability Legal liability to third parties’ death, bodily injury or property damage	500,000	1,500,000	2,000,000
10. Travel Delay Strike or industrial action, riot, hijack, adverse weather conditions or natural disaster causing a delay of public transport	N/A	2,500 (250 per 6 hours)	5,000 (250 per 6 hours)
11. Baggage Delay Allowance Check-in baggage delay in outward trip	N/A	1,000 (250 per 6 hours)	2,000 (250 per 6 hours)
12. Cancellation of Journey Reimburse loss of travel fare and/or accommodation expenses including redeemed ticket with miles resulting from:- Death or Serious Injury or Serious Sickness of the Insured Person, Traveling Companion and/ or Immediate Family Member – Delay of common carrier for at least 24 consecutive hours due to natural disaster or severe weather – Unexpected issuance of Outbound Travel Alert (OTA) for a scheduled destination – COVID-19 extension – The Insured Person, Traveling Companion and/ or Immediate Family Member whom is diagnosed with COVID-19.	5,000	25,000	50,000
13. Curtailment of Journey Reimburse loss of travel fare and/or accommodation expenses resulting from:- Death or Serious Injury or Serious Sickness of the Insured Person, Traveling Companion and/ or Immediate Family Member- Delay of common carrier for at least 24 consecutive hours due to natural disaster or severe weather- Unexpected issuance of Outbound Travel Alert (OTA) for a scheduled destination – COVID-19 extension – The Insured Person, Traveling Companion and/ or Immediate Family Member whom is diagnosed with COVID-19.	5,000	25,000	50,000
14. Journey Re-route Reimburse the additional travel and accommodation expenses incurred from trip re-routing resulting from:- an unanticipated occurrence of a strike by the employees of a common carrier, riot or civil commotion, natural disaster or severe weather at the scheduled destination	N/A	6,000	12,000
15. Rental Vehicle Excess Excess for which you become liable for following the loss or damage of your rental vehicle.	N/A	5,000	5,000
16. Credit Card Protection Loss of Credit Card leading to unauthorized usage	2,000	4,000	7,000
17. Missed Event Refund of tickets costs for unattended overseas sports, music or entertainment events.	N/A	3,000	3,000
18. Loss of Home Content Loss or damage to your home contents resulting from burglary while you are away.	N/A	10,000	20,000

*The benefit limits stated in the above Table of Benefits are for full policy period and apply per each person.

Notes:

This insurance is only valid for travel originating from Hong Kong. The Applicant must be aged 18 or above.
The age of the Insured Person should be from 60 days to age 75.
The maximum period covered is 90 days of single trip and 90 days per trip for annual cover.
For single trip, no refund of premium will be allowed once the insurance is issued unless the trip is cancelled by the travel agent before its commencement.
24-Hour Worldwide Assistance Services is available outside the Insured Person’s usual place of residence (for example, Hong Kong).

Important Note:

Collection of Levy on Insurance Premium

With effect from 1 January 2018, the prices shown in the above table are inclusive of travel insurance premiums and premium levies imposed by the Insurance Authority on the relevant policies at the applicable rate. For further information, please visit www.agcs.allianz.com/global-offices/hong-kong/levy-notice.html

Remarks

1. No refund of premium & levy is allowed once the Certificate of Insurance has been issued for single trip.

2. For further information about the plan, you may contact Allianz Customer Service Hotline (852) 8100 2402.

Major Exclusions

Major Exclusions: Pre-existing condition, war, illegal acts, pregnancy or childbirth, suicide, intentional self-injury, AIDS etc. For full list of exclusions please refer to policy wording. See Policy Wording for full terms and conditions and exclusions details.

The above plan is underwritten by Allianz Global Corporate & Specialty SE (incorporated in the Federal Republic of Germany with limited liabilities) Hong Kong Branch (“Allianz”) which is a general insurer authorized and regulated by the Insurance Authority of Hong Kong. Standard Chartered Bank (Hong Kong) Limited is an insurance agent appointed by Allianz (Licensed Insurance Agency FA1239). To the extent permissible by law, Standard Chartered Bank (Hong Kong) Limited shall not be liable to any person for the use of any of the above information.

The above plan, offered by Allianz, is only available for subscription by residents of the HKSAR, subject to the relevant Terms and Conditions.

The above information is intended as a general summary. It is for reference only and is not an offer for subscription of any insurance product. The policy may contain Terms and Conditions which are not detailed in the above. If there is any discrepancy between the information contained in the above and the Terms of the policy, the Terms of the policy shall prevail. For exact Terms and Conditions and details of the exclusions, please refer to the relevant policy or contact Allianz.

The material and information contained on this Web Site is provided for general information only and should not be used as a basis for making business decisions. Any advice or information received via this Web Site should not be relied upon without consulting primary or more accurate or more up-to-date sources of information or specific professional advice. You are recommended to obtain such professional advice where appropriate.

In respect of an eligible dispute (as defined in the Terms of Reference for the Financial Dispute Resolution Centre in relation to the Financial Dispute Resolution Scheme) arising between Standard Chartered Bank (Hong Kong) Limited and the customer out of the selling process or processing of the related transaction, Standard Chartered Bank (Hong Kong) Limited will enter into a Financial Dispute Resolution Scheme process with the customer; however, any dispute over the contractual terms of the product should be resolved directly between Allianz and the customer.

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Enjoy 50% premium discount upon application

Allianz Travel Protect

Special 50% discount for Standard Chartered customers

Exclusive 55% discount offer for Standard Chartered Credit Card Cardholders

Travel Protect Information

50% discount on Allianz Travel Protect Single and Annual Plans

Benefits

Disclaimer and Important Notes