Search → KEMPER INDEPENDENCE INSURANCE COMPANY
DEPARTMENT OF PROFESSIONAL AND FINANCIAL REGULATION
BUREAU OF INSURANCE
KEMPER INDEPENDENCE INSURANCE COMPANY
INSURANCE COMPANY
License Number:
PCF94586
Status:
First Licensure:
04/30/2003
Cancel Date:
None
Renewal Date:
08/10/2024
NAIC Code:
Street Location:
200 E RANDOLPH ST STE 3300
CHICAGO, IL 60601-6509
CHICAGO, IL 60601-6509
Mailing:
MICHELLE WEBB
12926 GRAN BAY PKWY W
JACKSONVILLE, FL 32258-4469
12926 GRAN BAY PKWY W
JACKSONVILLE, FL 32258-4469
Phone:
+1 (904) 245-5600
Email:
efassatutoryreporting@kemper.com
| License Type | Start Date | End Date |
|---|---|---|
| INSURANCE COMPANY | 04/30/2003 | 08/10/2024 |
| Name | Issue Date | License Number | Expiration Date | Cancel Date |
|---|---|---|---|---|
| ACRISURE ACCESS GENERAL AGENCY, LLC |
03/26/2021 | AGN305210 | ||
| ACRISURE OF CALIFORNIA LLC |
03/08/2018 | AGN242411 | ||
| COLLEEN MICHELE ALFONSO |
12/10/2021 | PRN383604 | ||
| ALL POINTS INSURANCE LLC |
10/31/2016 | AGR104455 | ||
| ALLEN AGENCY |
10/29/2020 | AGR29497 | ||
| NATHAN F. ALLEN |
07/18/2021 | PRR214121 | ||
| INEZ STEVENSON ARLEDGE |
12/06/2006 | PRR116257 | ||
| ASSOCIATES OF GLENS FALLS INC |
10/27/2016 | AGN36660 | ||
| JUVENAL AVILEZ |
03/07/2021 | PRN149268 | ||
| ANN MARIE BABINE |
06/28/2013 | PRR117521 | ||
| ENRIQUE BARAJAS |
10/02/2020 | PRN290311 | ||
| TRICIA MARIE BECK |
05/07/2007 | PRR81095 | ||
| RACHEL LUCILLE BELANGER |
09/18/2015 | PRR22575 | ||
| JULIAN BELL |
05/30/2021 | PRN150699 | ||
| SUSAN LYNN BENCH |
03/07/2021 | PRN74495 | ||
| ADAM J. BENNER |
02/09/2021 | PRN317442 | ||
| BERGERON INSURANCE INC |
11/16/2016 | AGN47593 | ||
| ERIK JULIAN BERGMAN |
01/13/2022 | PRN369763 | ||
| BESSEY INSURANCE AGENCY LLC |
04/02/2012 | AGR200387 | ||
| BINETTE INSURANCE AGENCY |
08/22/2011 | AGR128622 | ||
| CHRISTOPHER J. BINETTE |
08/22/2011 | PRR88255 | ||
| GARETH WAYNE BLACKWELL JR |
06/21/2021 | PRR14651 | ||
| JONATHAN BLIVEN |
01/10/2020 | PRN320959 | ||
| STEVEN TORRES BOTELHO |
05/30/2021 | PRN314160 | ||
| GINA MARIE BOUDREAU |
09/02/2017 | PRR151199 | ||
| TYLER BOUDREAU |
03/26/2018 | PRR255654 | ||
| JESSIKA NASHICKA BOUYER |
01/04/2022 | PRN400525 | ||
| STEPHEN TODD BROOKER |
05/17/2016 | PRN195942 | ||
| DEAN BROOKS |
12/04/2020 | PRN344250 | ||
| SAHMARA L. BROWN |
01/04/2022 | PRN371090 | ||
| JACK W. BUCKHOLTZ |
01/05/2022 | PRN403980 | ||
| LANEE ROSEMARIE BURESS |
12/28/2021 | PRN330611 | ||
| BUSINESS OWNERS LIABILITY TEAM LLC |
10/20/2020 | AGN170901 | ||
| SHALEINA MEDEIROS CABAN |
10/31/2021 | PRN387031 | ||
| TIMOTHY J. CALLAHAN |
11/14/2011 | PRR17012 | ||
| STEPHEN P. CALLEJA |
01/18/2021 | PRN215639 | ||
| DENNIS M. CAPUTA |
11/27/2021 | PRN226766 | ||
| SCOTT F. CARLSON |
01/05/2021 | PRR187580 | ||
| BRITTANY CARTER |
02/11/2020 | PRR231277 | ||
| JEREMY JAMES CASANOVA |
01/04/2022 | PRN373781 | ||
| JOSE F. CASTILLO JR |
01/05/2022 | PRN291594 | ||
| JASIEN RICARDO CHAPMANN |
03/29/2021 | PRN305591 | ||
| REBECCA ELAINE CHASSE |
03/23/2018 | PRR202262 | ||
| WILLIAM J. CHERRY |
10/31/2014 | PRR239848 | ||
| CHRISTOPHER CLARK |
01/04/2022 | PRN355675 | ||
| HEATHER CLARK |
01/18/2022 | PRN406086 | ||
| SALLY M. CLARK |
12/11/2016 | PRR70697 | ||
| JENNIFER COFFIN |
03/18/2021 | PRR95703 | ||
| JESSICA D. COHEN |
01/13/2020 | PRN308428 | ||
| JOHN D. CONFORTI |
08/24/2020 | PRN212770 | ||
| SONYA M. CONNER |
06/10/2009 | PRR85111 | ||
| CORINA E. COOPER |
01/19/2009 | PRR132497 | ||
| AMANDA JEANNE CORSON |
10/30/2020 | PRR55181 | ||
| ERIC CORTES |
12/07/2021 | PRN394559 | ||
| JAY SEAN COSTNER |
10/31/2021 | PRN391000 | ||
| HILDA E. CRADDOCK |
08/25/2021 | PRN375619 | ||
| CARONIQUE CROMWELL |
12/08/2021 | PRN305192 | ||
| CROSS INSURANCE, INC. - MAINE |
10/27/2016 | AGR19087 | ||
| JONATHAN ROBERT CURLEY |
03/25/2021 | PRN378179 | ||
| SAHIL DANG |
12/08/2021 | PRN256173 | ||
| MATTHEW DANIELS |
06/18/2018 | PRN310552 | ||
| TARA LEIGH DARCY |
01/26/2022 | PRN397985 | ||
| CHRISTINA JOY DARDIZ |
03/03/2021 | PRN373644 | ||
| PETER DAVID |
01/05/2022 | PRN372039 | ||
| JENNIFER ERIN DAVIS |
10/28/2020 | PRR314711 | ||
| THEODORE DAVIS |
12/21/2021 | PRN402380 | ||
| RYAN PATRICK DAWSON |
10/28/2021 | PRN382407 | ||
| ADAM DEBERRY |
11/27/2021 | PRN315327 | ||
| CHRISTOPHER ROBERT DELIA |
01/04/2022 | PRN295180 | ||
| JESSICA MARIA DELMONACO |
11/25/2013 | PRR164917 | ||
| FRANK ALLEN DENNETT |
07/27/2016 | PRR18721 | ||
| MARY ELIZABETH DENNETT |
07/27/2016 | PRR132947 | ||
| BOBBI J. DEROCHE |
01/22/2019 | PRR97615 | ||
| PATRICIA LEE DICKERSON |
05/20/2021 | PRN288160 | ||
| VAUGHN A. DIXON |
01/10/2022 | PRN384654 | ||
| CATHERINE DOLLOFF |
12/28/2009 | PRR61056 | ||
| REBECCA KATHRYN DOLLOFF |
02/20/2006 | PRR65717 | ||
| DENISE DOUGLASS |
03/09/2021 | PRR41367 | ||
| LISA ANN DUDLEY |
05/25/2016 | PRR267958 | ||
| MICHAEL JAMES DUFOUR |
10/29/2020 | PRR23891 | ||
| MYRLE STACEY DUKETTE |
03/06/2018 | PRR53919 | ||
| NATHAN ELLENWOOD |
01/05/2022 | PRN403775 | ||
| FRANCISCO ESCANIO |
01/11/2022 | PRN402063 | ||
| BRADLEY FERRELL |
05/30/2021 | PRN316727 | ||
| SAMUEL FERRUFINO |
05/30/2021 | PRN268655 | ||
| CHERI ANN FESSENDEN |
11/16/2017 | PRR37092 | ||
| FIFE & ALLKANE INSURANCE LLC |
11/03/2016 | AGN222421 | ||
| JENNIFER LYNN FIFIELD |
11/24/2020 | PRR60382 | ||
| AMANDA FISCHER |
12/10/2021 | PRN372686 | ||
| AMY FITZPATRICK |
05/22/2007 | PRR83573 | ||
| MICHAEL DEVIN FITZPATRICK |
04/22/2011 | PRR169823 | ||
| LESIA FLETCHER-BASS |
06/25/2021 | PRN228813 | ||
| ROXANNE E. FLINT |
06/08/2023 | PRN453858 | ||
| LAUREN FONTE |
12/08/2021 | PRN396355 | ||
| GRACE ELEANOR FOX |
12/08/2021 | PRN370845 | ||
| CHERYL ANN FRIEDMAN |
10/02/2003 | PRR98237 | ||
| GABI PERSONAL INS AGENCY |
03/16/2020 | AGN299063 | ||
| EMILY CHRISTINE GALLANT |
06/19/2021 | PRR386299 | ||
| CAMERON WILLIAM GARTLEY |
10/30/2020 | PRR266744 | ||
| CARA JEAN GEERS |
08/25/2021 | PRN375530 | ||
| MICHAEL GILSDORF |
01/13/2022 | PRN151106 | ||
| TAMMY L. GISEL |
10/24/2021 | PRR41160 | ||
| HEIDI SUE GOLDING |
03/14/2019 | PRR74253 | ||
| TANYA A. GOODWIN |
11/12/2020 | PRR367016 | ||
| KAREN LEE GOURLEY |
06/21/2006 | PRR127165 | ||
| ELIZABETH P CHAPMAN GRAY |
02/28/2011 | PRR27853 | ||
| JASON GUTIERREZ |
08/24/2021 | PRN208966 | ||
| JOSHUA ALEXANDER HALL |
12/13/2021 | PRN400660 | ||
| MARK A. HAMILL |
03/07/2018 | PRR267537 | ||
| CECIL HAMILTON |
05/30/2021 | PRN283777 | ||
| CORIE LEE HAMMOND |
12/08/2021 | PRN287027 | ||
| DEIDRE HANNING |
02/26/2019 | PRR325708 | ||
| HELMSMAN INSURANCE AGENCY LLC |
07/21/2020 | AGN37031 | ||
| DAVID HERNANDEZ |
05/30/2021 | PRN321783 | ||
| SHEYNON HERNANDEZ-WALLS |
12/08/2021 | PRN382151 | ||
| BRANDI SUE HIGGINS |
02/09/2017 | PRR149325 | ||
| TALMAGE DAN HOMER |
12/08/2021 | PRN323367 | ||
| WILLIAM ANTHONY HORNE |
11/23/2021 | PRN294999 | ||
| DEBRA A. HRATKO |
12/08/2021 | PRN394490 | ||
| LOZARIM IGNACIO |
11/23/2021 | PRN290808 | ||
| ANTHONY RUBEN INOCENCIO |
11/27/2021 | PRN289158 | ||
| INSURAMATCH LLC |
01/08/2020 | AGN267817 | ||
| SHELLEY RAE JAMISON |
12/29/2008 | PRR42139 | ||
| DAVID MICHAEL JENSEN |
10/11/2017 | PRR250624 | ||
| TIFFANY JOHNSON |
01/10/2022 | PRN337771 | ||
| ZACHARY TYLER JOHNSTON |
05/16/2016 | PRN187258 | ||
| COREY JUDGE |
03/07/2021 | PRN279655 | ||
| MARK EDWARD KANE |
06/01/2011 | PRN33697 | ||
| CHRISTY L. KENNEDY |
01/28/2021 | PRR109403 | ||
| LAURIE ANN KENNEY |
12/11/2008 | PRR95637 | ||
| JESSICA L. KEZER |
11/21/2019 | PRR231524 | ||
| BRIANNA KILLIP |
11/27/2017 | PRR292086 | ||
| KIMBALL INSURANCE LLC |
10/01/2003 | AGR59977 | ||
| KIMBALL KORP |
12/28/2021 | AGR396434 | ||
| KAMRON LES KIMBALL |
01/21/2011 | PRR108249 | ||
| LINDSEY A. KIMBALL |
10/30/2020 | PRR224048 | ||
| PATRICK KINNEY |
12/08/2021 | PRN395228 | ||
| SAMANTHA KIPP |
06/11/2018 | PRR284474 | ||
| CIERRA LEE KNAPP |
06/16/2021 | PRR303253 | ||
| CAROLINE KOTALA |
01/13/2020 | PRN344509 | ||
| LEAH L HEUREUX |
06/12/2019 | PRR330169 | ||
| KRISTEN DELAINE LANDER |
12/11/2008 | PRR52787 | ||
| MELISSA LARKIN |
01/13/2020 | PRN306886 | ||
| JENNY LEDESMA |
01/18/2022 | PRN102661 | ||
| ALLISON ANN LEFELD |
01/03/2022 | PRR404844 | ||
| VICKY MARIE LEGERE |
12/27/2016 | PRR51227 | ||
| COURTNEY ELIZABETH LEONARD |
11/04/2020 | PRR268390 | ||
| BONNIE SUE LEWIS |
10/30/2020 | PRR75930 | ||
| LIZA S. LIBBY |
02/08/2021 | PRR61718 | ||
| VANESSA J. LIBBY |
03/16/2009 | PRR163928 | ||
| MOLLY KATHRYN LILLEY |
12/29/2021 | PRR403736 | ||
| LINCOLN AGENCY LLC |
10/01/2003 | AGR60124 | ||
| EMERY LINCOLN |
03/13/2018 | PRR303987 | ||
| SABRINA LINCOLN |
01/13/2022 | PRN401965 | ||
| LJM INSURANCE AGENCY, LLC |
03/31/2020 | AGN349004 | ||
| ROBINA M S LODS |
12/11/2008 | PRR16178 | ||
| DARLENE CATHERINE LONGSTAFF |
04/22/2019 | PRR105547 | ||
| ELIZABETH KRISTI LORENZO |
08/10/2021 | PRN359072 | ||
| MURIELLE RENE LOWERY |
02/01/2017 | PRR26735 | ||
| MEESHA G. LUCE |
10/30/2020 | PRR159455 | ||
| BRIDGET E. LYDICK |
11/27/2007 | PRR147125 | ||
| PAUL MACHESKY |
12/07/2021 | PRN388267 | ||
| STACY ALEXIS MACHUGA |
03/18/2021 | PRN375522 | ||
| JOSE MARTINEZ |
12/08/2021 | PRN201139 | ||
| MICHAEL MCCLELLAND |
03/07/2021 | PRN69848 | ||
| JOHN T. MCLAUGHLIN |
12/08/2021 | PRN396331 | ||
| JULIA MEHLMAN |
08/11/2021 | PRR386196 | ||
| DANUAL MEYERS |
12/08/2021 | PRN313574 | ||
| SETH LEE MILLER |
01/06/2020 | PRN292911 | ||
| IRINI MISTAKIDIS |
03/05/2021 | PRR334508 | ||
| MIGUEL ANGEL MONTANO |
01/22/2021 | PRN315469 | ||
| LAZARO MONTERO |
12/07/2021 | PRN386914 | ||
| CHRISTOPHER ALAN NELSON |
05/20/2021 | PRN291822 | ||
| NEWBERRY INSURANCE AGENCY INC |
05/03/2012 | AGN188601 | ||
| SUSAN A. NGUYEN |
08/23/2021 | PRR90704 | ||
| LAURIE ANNE NOEL |
01/19/2009 | PRR35936 | ||
| LISA RENEE NOLAN |
05/25/2021 | PRN312450 | ||
| ELLEN OLESKOW |
03/26/2021 | PRN205358 | ||
| PAUL V. OLIVETO |
08/25/2021 | PRN103251 | ||
| ALEXANDRIA ROSE ORTIZ |
01/06/2022 | PRN156341 | ||
| DEANNA LYNN PAGE |
05/26/2021 | PRR265340 | ||
| TERESA LYNN PAGE |
07/11/2021 | PRR15712 | ||
| TIMOTHY PARADIS |
10/27/2017 | PRR295192 | ||
| SUSAN PARKHURST |
12/09/2011 | PRR55805 | ||
| NICOLE PASTORINO |
01/16/2022 | PRN404813 | ||
| EMILY MARIE PELLETIER |
11/18/2014 | PRR240450 | ||
| SUSAN MARIE PELLETIER |
06/22/2011 | PRR64729 | ||
| TODD ALAN PESOTINE |
09/02/2020 | PRN222415 | ||
| TRACEY R. PETERSON |
12/08/2021 | PRN396354 | ||
| CHERYL A. PICARD |
09/25/2003 | PRR81964 | ||
| MARGIE M. POWERS |
09/02/2011 | PRR11658 | ||
| AMY DIANNA PREBLE |
06/15/2021 | PRR132285 | ||
| BRADLEY W. PREBLE |
05/13/2021 | PRR90655 | ||
| CAROLINE KAY PRESTON |
05/14/2013 | PRR27774 | ||
| MICHAEL PRZYBYSZ |
08/29/2021 | PRN308712 | ||
| LORENZO JORGE RAMOS |
12/08/2021 | PRN396393 | ||
| JAMES PAUL RECHSTEINER |
08/29/2021 | PRN77323 | ||
| KATIE REDDICK |
12/07/2021 | PRN261160 | ||
| CANDY M. REINHARD |
10/05/2018 | PRR47043 | ||
| JOCELYN M. REVIELLO |
11/10/2016 | PRN276938 | ||
| ANNETTE LOUISE RICHARDS |
03/06/2018 | PRR33676 | ||
| SAMANTHA LYNN RICHARDSON |
11/23/2020 | PRR216142 | ||
| TIJUAN ROBINSON |
01/03/2022 | PRN383689 | ||
| VICTOR ALFONZO RODRIGUEZ |
12/08/2021 | PRN314194 | ||
| JOELLA LOUISE ROSSIGNOL |
10/30/2020 | PRR48006 | ||
| ROUSSEAU INSURANCE AGENCY |
10/14/2016 | AGR3721 | ||
| JAMES MICHAEL ROUSSEAU JR |
08/18/2008 | PRR156693 | ||
| JENNIFER J. ROY |
05/31/2021 | PRR380264 | ||
| KATELYN ELIZABETH ROY |
05/01/2017 | PRR283738 | ||
| RUSSELL CLOWES INSURANCE AGENCY INC |
06/21/2010 | AGR10899 | ||
| JAMES TODD RUSSELL |
06/22/2010 | PRR3805 | ||
| TODD JAMES RUSSELL |
02/13/2018 | PRR46286 | ||
| LAUREN N. SAENGER |
01/18/2022 | PRN406419 | ||
| JAVIER ANTONIO SANCHEZ REYNOSO |
12/08/2021 | PRN254161 | ||
| BIANCA SANDERS |
12/08/2021 | PRN358954 | ||
| SATELLITE AGENCY NETWORK GROUP INC |
11/01/2016 | AGN106395 | ||
| SCHMID INS AGENCY INC |
11/03/2016 | AGR118042 | ||
| ALLEN L. SCHMID |
12/20/2017 | PRN104605 | ||
| OLIVIA SCHMIEDLEHNER |
09/25/2018 | PRR231862 | ||
| ANDREW GRANT SCHRACK |
11/15/2021 | PRN268891 | ||
| TYLER SCHWING |
01/18/2022 | PRN399323 | ||
| SECURITY ONE AGENCY LLC |
09/15/2021 | AGN380372 | ||
| SELECTQUOTE AUTO & HOME INS SERVICES LLC |
02/22/2016 | AGN205286 | ||
| GARY WILLIS SEYMOUR |
11/27/2021 | PRN316570 | ||
| ROSANNA L. SHERER |
03/03/2011 | PRR136153 | ||
| HOLLY JO SHIELDS |
10/30/2020 | PRR111359 | ||
| SAJED SHUBAIR |
12/21/2020 | PRN236897 | ||
| JASON SINGH |
01/11/2022 | PRN302042 | ||
| THOMAS J. SKAHAN |
05/03/2012 | PRN188600 | ||
| SKOWHEGAN INSURANCE AGENCY INC |
06/23/2011 | AGR11912 | ||
| KATE LYNN SMITH |
12/09/2019 | PRR331969 | ||
| SPENCER E GRAY JR LLC |
06/29/2020 | AGR217500 | ||
| PATRICK JAMES STEFANILO |
07/07/2017 | PRR190183 | ||
| ADAM MICHAEL STEWART |
11/30/2021 | PRN319192 | ||
| WANDA MAE STOREY |
01/24/2019 | PRR127720 | ||
| RICHARD MATTHEW STOVER |
12/08/2021 | PRN394370 | ||
| SUPERIOR ACCESS INSURANCE SERVICES INC |
10/12/2020 | AGN65856 | ||
| JOSEPH D. TALAVERA |
01/10/2022 | PRN407481 | ||
| SHELBY TAYLOR |
12/27/2011 | PRR198006 | ||
| LATISHA THIERRY THIERRY |
01/03/2022 | PRN383811 | ||
| ASHLEY TIBBS |
12/22/2021 | PRN402811 | ||
| SADIE LYNN CHRETIEN TYLER |
02/17/2017 | PRR144608 | ||
| U I INSURANCE SERVICES INC |
02/06/2020 | AGN54009 | ||
| BRENT UTTLEY |
01/11/2022 | PRN400884 | ||
| LANEY NICOLE VARNADOE |
08/10/2021 | PRN281183 | ||
| VARNEY AGENCY INC |
08/15/2005 | AGR12271 | ||
| TIMOTHY WILLIAM VARNEY |
01/26/2021 | PRN373661 | ||
| EMILY R. VEDRAL |
02/03/2021 | PRR370268 | ||
| ROMEL E. VELASCO |
01/05/2022 | PRN377946 | ||
| KYLE VETRO |
08/25/2021 | PRN138142 | ||
| DEBRA LYNN VIGUE |
01/10/2022 | PRR405841 | ||
| DEBORAH LYNN WALLER |
01/06/2022 | PRN404623 | ||
| CARL PATRICK WALSH II |
05/02/2018 | PRN212781 | ||
| JODI JEAN WARREN |
06/24/2011 | PRR69325 | ||
| WASHINGTON COUNTY INSURANCE LLC |
11/01/2016 | AGR137200 | ||
| WEBER INSURANCE AGENCY OF FARMINGTON LLC |
10/28/2016 | AGR129118 | ||
| AIMEE ELAINE WELLS |
11/15/2021 | PRN326431 | ||
| AUTUMN SKYE WILLETTE |
10/07/2022 | PRN433448 | ||
| WILLIAM E DENNETT AGENCY INC |
11/03/2016 | AGR29529 | ||
| CHARLES GUNNELL WILLIAMS |
12/20/2021 | PRN394759 | ||
| STANLEY D. WILLIAMS |
11/25/2021 | PRN281131 | ||
| CHRISTINE MARIE WILSON |
02/24/2021 | PRR47400 | ||
| BRIANA WITHERSPOON |
01/18/2022 | PRN399416 | ||
| DOROTHY ELVIRA YENOKIAN |
11/30/2021 | PRN325267 |
Supervised Entity
None.
| Description | Issue Date | Termination Date | Status |
|---|---|---|---|
| FIRE | 04/30/2003 | Active | |
| ALLIED LINES | 04/30/2003 | Active | |
| HOMEOWNERS MULTIPLE PERIL | 04/30/2003 | Active | |
| INLAND MARINE | 04/30/2003 | Active | |
| EARTHQUAKE | 04/30/2003 | Active | |
| OTHER LIABILITY | 04/30/2003 | Active | |
| AUTO LIABILITY | 04/30/2003 | Active | |
| AUTO PHYS DAMAGE | 04/30/2003 | Active |
| Type | Contact |
|---|---|
| PRODUCER LICENSING CONTACT | BARRY THOMPSON BARRY THOMPSON 200 E RANDOLPH ST STE 3300 CHICAGO, IL 60601-6509 Phone: +1 (872) 260-4982 |
| SERVICE OF PROCESS | CT CORPORATION SYSTEM 3 CHASE AVE AUGUSTA, ME 04330-4525 Phone: +1 (888) 724-9870 |
License/Disciplinary Action
None.
GENERAL INFORMATION
NAIC Information
National Producer Number (NPN)
| Phone Number | Type |
|---|---|
| +1 (312) 661-4600 | Office |
An active license/permit may still be subject to limitations and restrictions as a result of disciplinary action imposed. Please contact the specific licensing board about specific disciplinary actions.
Date: 05/16/2024 04:22:57 PM
