Synchrony Bank - Start Saving With Award-Winning Online Banking

Savings Account

Earn interest and access cash via ATM, online, and more.

%APY*

No minimum balance

Lock in your rate today and make your money work for you.
Up To

%APY*

No minimum balance

Access cash and write checks while you earn interest.

%APY*

No minimum balance

Enjoy cashback rewards you can count on, with 1% cash back on every purchase.*

Enjoy the extraordinary reward of earning 2% cashback on every purchase.*

Prefer for the first time credit card holders or anyone looking to build credit.

Step up your savings.

Reach your savings goals sooner with an outstanding rate.

Certificate of Deposits (CD)

9 Months

APY*

No minimum balance

Doing more for you—whether online or in the Synchrony Bank app—to keep you in control no matter what.

Check balances, transfer funds and deposit checks from almost anywhere, 24/7.

That’s banking in sync with you.

With Synchrony Bank, you can rest assured that your money is safe. Here are just some of the ways we’re looking out for you:

FDIC Insurance: Your deposits are protected, up to $250,000 per depositor, per ownership category.
Fraud Protection: Your account comes with complimentary ID Theft protection.
Fraud Protection: you’re not held responsible for unauthorized activity in your account.

Stay in Control

In today’s world, we’re all trying to hold on and figure out what’s next. See how Synchrony Bank helps you bank on your terms.
Revisit the basics

If you’re taking another look at your finances, it may be time to rethink how you’ve been approaching your budgeting.
Save with Success

We want you to know how good it feels when you stick to saving. See what our customers are saying about how they've been able to save successfully.