Primerica Reviews

Depending on which account they are taking $ out of Cancel it and open a new one immediately. PRIMERICA ROTH IRA CANCELATION # **. PRIMERICA LIFE INSURANCE CANCELATION # **. Do not go to your agent to cancel. They won't help you. Also their email is PLIC@primerica.com. Good luck and get out of it as soon as possible. I didn't let them have a dime from me

I am a young woman just starting life. My representative with PRIMERICA was so patient and kind. She took her time explaining the difference in life insurance policies and teaching me money concepts that can help me build money while I am young. I have enough coverage to start out with, yet can raise it when I start to earn more money and have a family. Also, again being young my financial coach showed me how to invest a little for now and how it will pan out for my future. I am so excited that I learned about how money REALLY works! This has opened my eyes and I think I will look to work with PRIMERICA in the near future! I usually do not give reviews, but after seeing all the sad experiences that others had, I'm hoping others willing see the good in this company and how they help everyday people like me. Thanks, PRIMERICA for standing in the gap of financial literacy for financial freedom!!

Do not invest. Primerica refuses to pass on my deceased wife's account balance to the next of kin. Primerica has stated that being the next of kin does not matter. They do not recognize the Intestate succession, or predetermined order of inheritance. They are going to keep the investments and continue to invest and profit off them for a period of five years, at which point it will go to the state and unclaimed property. In order to get the investments withdrawn sooner or transferred to my name, I would have to go to court and spend money to get appointed as an estate executor before they would recognize what most institutions and insurances would call "next of kin," or intestate succession.

I became a Primerica Life Insurance client 20 years ago as I was getting serious about life and thinking about starting a family. The Representative was a work associate that was a part-time Primerica agent. She offered a complimentary financial plan to asses my needs for life insurance and I was super impressed. I had a different company offer a written financial plan and wanted to charge me $750 and I'm glad I found Primerica. The Primerica plan was comprehensive. It assessed my debt, insurance cost (auto and home and life) my investments and tax situation and created an efficient strategy for wealth building for retirement. 20 years later I have followed my plan and am debt free including my mortgage! I'm on track for retirement with the Roth IRA that established for me.

This company has a 'roach motel' recruitment strategy. It's very easy to get in, but very hard to get out. They ask for your SSN on the first interview on Zoom, and they get you to sign this document and pay 99 dollars and they show a monthly payment of 25 dollars, but say that it's covered by them. This is not the case, it's practically a scam to try to get you to pay them 25 dollars a month. Very hard and unclear how to terminate the agreement and cancel the subscription. It is a scam and don't fall for it.

Absolute SCAM!! They have been charging us every single month for NOTHING! On top of that they won't stop either! They hang up on me every time they have taken over $450!! SCAM, SCAM, SCAM... The worst customer service as I am paying for NOTHING

Said they would go over the plan with me but never did! Just kept taking money without permission and put me in debt! Told them I didn't want the plan cause it's not what I agreed to and can't even get them to cancel or respond now! They are scam artists!

I’ve heard many reviews and good things about Primerica so me and my wife decided to get it for our family last year. What ended up happening was during our qualification process, my wife actually had passed 4 days after doing the application. I would’ve never thought we would’ve gotten paid out since we had just done the application, never even did our physical. But yet 3 days later my agent showed up to my doorstep with our check for $250,000. It was such a blessing since I have 3 children under the age of 10 years old. I definitely recommend it 100% because they helped us out with the process very quickly and were very understanding. After what had happened all my family came to Primerica. God Bless Primerica and my Agent!

Due to unexpected life circumstances I had no Choice than to call Primerica after a friend of mine reminded me about my funds, so I called my agent. My agent told me to call the customer service, I did. The first lady was very nice and deducted the amount that I needed. 3 days past did not receive anything, no phone call no letter whatsoever. I called on the third day they told me they process it on the 27th and they told me I have to wait because you should kick from their Bank to my bank on the 28th and final transaction to be done on the 30th, call my bank. I waited another two days. 5 days later no deposit. Remember I called on the 24th and waited until the 30th. This is more than 3 days that they promised. I called every day after the 3rd day, I still did not receive anything.

My wife and I opened an account with Primerica a little over a year ago. Due to some unfortunate events we had to close our account. It has been a nightmare working with them to close down our account and get refunded. It's been over a month now and they are still working on closing our accounts and refunding what's left. They are quick to take out money from your account, and they do it on the dot every month, but they are extremely slow and reluctant to refund you. My wife has been on the phone with them twice and they still have not fully refunded us. Do not do business with this firm. They don't care about you. I would give a -5 stars if I could.