Top 289 Reviews From Legit Midland Credit Management Buyers
Midland Credit Management

Midland Credit Management Reviews

Midland Credit Management Reviews
3.7(289)

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About Midland Credit Management

Based in San Diego, Midland Credit Management has been helping consumers resolve overdue debts since 1953. It is available in all 50 states and has helped over 7 million consumers. It offers flexible online solutions without charging fees or interest. It specializes in servicing accounts that have fallen behind and been charged off by the lender - giving consumers a second chance at financial stability.

Pros & Cons

Pros
  • Available in 50 states
  • No interest or fees
Cons
  • Debt collector
  • Can sue for overdue balances

What is Midland Credit Management?

Midland Credit Management is an online collection agency that helps consumers resolve debts. The company provides consumers with flexible options for paying off their debts and educational resources to help them create a financially stable future.

The company operates in 50 states and has helped over 7 million consumers get out of debt.

How does Midland Credit Management work?

Midland Credit Management may contact you if you have overdue debts or haven’t been meeting your minimum monthly payments. Accounts that are eligible for Midland Credit Management’s services include:

  • Clients who haven’t made a payment on their debts in at least 180 days
  • Clients who are paying less than the creditor requires

In either of these situations, your lender may put your account into collections or sell it to an agency like Midland Credit Management. Midland Credit Management then contacts you and attempts to find a realistic way to resolve your overdue debts.

Is Midland Credit Management legit?

While you can’t apply for Midland Credit Management’s services, its program is helpful if you’re unable to pay past debts or are struggling to meet minimum payment requirements. Visit its website or refer to the information the company sent you for more details.

Midland Credit Management Reviews

ConsumerAffairs has collected 289 reviews and 120 ratings.

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Page 1 Reviews 0 - 5
Customer ServiceStaff

Reviewed April 12, 2024

I had the most pleasant experience with Christy from MCM, she was able to pull up all my pending accounts, gave me the best payment option plans for the outstanding bills and also made a fraud report on behalf of one of the accounts I did not recognize. It was very quick, easy. She was extremely polite and thoughtful. I was able to pick the dates that fits my budget. Thank you MCM and Christy for all your amazing dedication and most of all wonderful customer service.

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    Reviewed Oct. 17, 2023

    Was able to use the chat feature with *Rachel* to setup a payment plan that is adjustable further down the line. Obviously they are a debt collector but at least they are willing to work you and various Debt Consolidation Agencies that you have contact them on your behalf. Only reason it's not a 5 star review is the first letter I got from them was a pre-legal notice of possible lawsuit. If not for that this would be five stars.

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    Staff

    Reviewed Oct. 17, 2023

    Rachel ** just helped me tonight. She answered all my questions and has me jumping for joy.. THIS COMPANY WAS FABULOUS. For future people who has to handle business Midland Credit Management is definitely the place to go.. Keep up the good work to help us people get our credit and life together. I’m back and better thanks to you all!!!!

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    Customer ServiceStaff

    Reviewed Sept. 29, 2023

    I just want to say, Ellen ** with MCM Concierge/online chat was AMAZING! Paying off debt is humiliating, scary and hard to do but Ellen really made me feel comfortable with my options. She understood and listened to my struggles and made me an offer that I could actually afford. If I could give Ellen more starts than 5, I would! Customer service at its finest! Thank you!!!

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    Reviewed July 13, 2023

    Benson ** was able to locate my account and found out that I mailed my payment to the wrong address. He provided a new one to me where I could mail my payments into. He also set my account up for a 6 month payment plan and changed the billing date that the payments are due. I'm thankful for this options and that the collection agency is willing to work with me in resolving my debt.

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    Staff

    Reviewed April 15, 2024

    Christy was great to work with and we came to agree that both sides were happy with. I paid my debt at the same time as the chat and she made sure I had everything I needed. Thank you Midland for your help.

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    Customer ServiceStaff

    Reviewed April 12, 2024

    My issue was resolved via the chat feature. It was quick, easy and painless. The Customer Service rep Rachel ** was polite and helpful. She answered my questions and shared information that I was not aware of.

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    Reviewed April 6, 2024

    I needed to change payment methods but was having trouble on the website. Benson ** helped me accomplish that and made it very easy and stress free. Grateful the chat feature was available. Thank you very much.

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    Staff

    Reviewed April 6, 2024

    They were helpful in getting both accounts set up with payments that work in my budget and paid in a manner that doesn't take years. Friendly, knowledgeable and considerate are how I would describe their services.

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    Customer ServiceStaff

    Reviewed April 5, 2024

    As an individual who works during business hours and can’t always be making called during the day, the live chat experience was very helpful. The employee Logan was compassionate with my situation and found a way to help me lower my payments. Thank you Logan and thank you MCM for your continued support.

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    Midland Credit Management Company Information

    Company Name:
    Midland Credit Management
    Website:
    www.midlandcreditonline.com