Top 1,524 Reviews From Legit Liberty Mutual - Auto Buyers
Liberty Mutual - Auto

Liberty Mutual - Auto Reviews

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About Liberty Mutual - Auto

Liberty Mutual offers several insurance types, including auto, rental and home, throughout the U.S. The company provides competitively priced home insurance, as well as add-on natural disaster coverage and discount options for new homes and policy bundling. Its user-friendly online platform makes it easy to request a quote and start a new policy.

Pros & Cons

Pros
  • Discounts available
  • Many customization options
  • Affordable
Cons
  • Customer service difficulties
  • Not available in all states

Featured Reviews

Verified
Cincinnati, OH

They have your best interests at heart. They always cover things I am not sure will be covered. Also the premiums remain pretty steady, so I don't have to go looking for a cheaper...

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Verified
West Monroe, LA

I had to sign up, pay and it was a great experience for me. I like the way you can talk to them about what happen and they listen. Liberty is a pretty good company… Feels like fam...

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What is Liberty Mutual car insurance?

Liberty Mutual is an insurance provider with a broad range of auto policy coverage and benefit options. It offers some specialized and add-on coverage and significant discounts, as well as a user-friendly online policy management system.

What does Liberty Mutual car insurance cover?

Liberty Mutual’s most affordable package offers typical car insurance: bodily injury liability, property damage liability and uninsured motorist coverage. This basic coverage meets most auto insurance requirements, but you can choose from several additional coverages to round out your auto policy. Liberty Mutual's add-ons include:

  • Medical payment
  • Collision
  • 24-hour roadside assistance
  • Rental car reimbursement
  • Accident forgiveness
  • Lifetime repair guarantee
  • New car replacement
  • Better car replacement
  • Gap insurance
  • Teachers’ insurance

Liberty Mutual car insurance quotes and costs

Liberty Mutual doesn’t disclose its car insurance rates online, but you can inquire about services and get a quote on its website. Your policy rates depend on your age, location, driving record and more. We requested a quote for basic coverage for a 20-something driver with good driving history, and Liberty's easy-to-use quote generator suggested a package as affordable as $94.25 per month. The company also offers lots of discounts, including:

  • Personal discounts: Deals based on your current situation, e.g., good student and homeowner discounts. Liberty Mutual also offers up to 45% off if you renew your policy before the current term is over.
  • Automobile discounts: If your car has unique properties, like anti-theft or energy-saving features, you can get discounts.
  • RightTrack: By using this tracking device and app program, you can get discounts for safe driving.
  • Policy discounts: Liberty Mutual offers several discounts for those who pay upfront or online and those who purchase multiple policies at once.

You can get a quote by filling out a quick form on Liberty Mutual's website, and from there you can customize your insurance package to get the coverage you need.

Liberty Mutual car insurance FAQ

Does Liberty Mutual have cancellation fees?
Yes, but only if you cancel before the end of your policy term.
Can you cancel car insurance at any time with Liberty Mutual?
Yes, you can call Liberty Mutual to cancel your policy (remember to ask what the fees are for canceling early).
Can I pay for Liberty Mutual insurance with my credit card?
Yes, you can pay with your credit card on Liberty Mutual's website.
Where is Liberty Mutual car insurance available?
Liberty Mutual auto coverage is available in 45 states, including Washington D.C.

Is Liberty Mutual car insurance good?

Yes, Liberty Mutual is a solid auto insurance company with relatively cheap rates and coverage you can customize to your needs. We like its easy-to-use website, its quote tool and the various discount options.

Liberty Mutual - Auto Reviews

ConsumerAffairs has collected 1,524 reviews and 4,139 ratings.

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Page 1 Reviews 0 - 10
Customer ServiceClaims HandlingCoveragePriceStaff

Reviewed April 11, 2024

Company is absolute trash. Their insurance options are about the same as any company, and at first, their premiums seemed decent. After the first two years, they increased premiums by 40% (with no accidents, no policy issues whatsoever, no tickets) and auto renewed the policy. When I found out, I spoke to someone and they couldn't find a way to lower coverage, so I cancelled and went with Progressive, for better coverage that was about $100 cheaper per month. A month later, they claim I didn't cancel, and their supervisors on the phone pretend that I agreed to something I didn't. When I told them to listen to the call, she said she would have to escalate it but it wouldn't prove that I wouldn't have to pay unless I proved I had insurance with another company. She basically called me a liar, saying I didn't have insurance, and threatened me with going to collections.

I emailed a long letter with proof of insurance on the same day I called. They haven't resolved the situation yet but this company is absolutely garbage. Just listen to customers, address their concerns, follow through with what you say you will do, and help customers the best that you can. Stop increasing prices for customers thinking we won't notice or care. You cannot justify increasing a car insurance premium by 40%, increasing total cost for over $1200, when the person had no changes to policy, no tickets, no claims or accidents. Geico, AllState, State Farm, and Progressive are superior in every way. Avoid this company, they are not worth the hassle and will absolutely take advantage of any situation they can.

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Customer Service

Reviewed April 8, 2024

I had the worst experience, all misleading information. It is one of those companies just to steal money from people. I called them and I cancelled the policy, I still got bills and so much issues, they create problem for people instead of solving it. Stay away from them.

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    Customer ServiceStaff

    Reviewed April 3, 2024

    I encountered significant difficulties with my home policy's modification process due to the website's poor design and lack of clarity on how to cancel or remove the policy. The "complete" button at the bottom of the page only added to my confusion. When I called for assistance, I was transferred to several agents, and the last agent left me on hold for 46 minutes before abandoning the call. This experience was entirely unacceptable.

    Fortunately, I called again this morning April 3, 2024, and spoke with Amanda, who provided outstanding customer service. In under 20 minutes, she resolved my issue, reassured me that my payment would revert, and sent the document to my email. Amanda's professionalism and dedication to her job are commendable. I am grateful for Amanda's assistance; her efforts are highly appreciated. However, the initial interaction was disappointing, and I hope the company will take appropriate measures to improve its customer service.

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    Customer Service

    Reviewed March 11, 2024

    After 40 years with Liberty Mutual I find I was unable to get through to customer service for two days. When I finally reached a person they wanted to sell me insurance from another company. I tried multiple time to reach someone at Liberty Mutual with NO help. Cancelling all of my policies and moving to a local guy now.

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    Customer ServiceClaims HandlingStaff

    Reviewed March 8, 2024

    I was the victim of a fender bender in a parking lot. I had a car in mint condition! The person who hit my car has Liberty Mutual Insurance. Although the damage to my car was paid, when I go to sell my car, it will show my car was in an accident and I will lose money. This has happened to me before, so I asked for a diminished value claim for some reimbursement. They denied the claim and the agent was rude.

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    Customer ServiceStaff

    Reviewed Feb. 8, 2024

    Liberty Mutual does not take responsibility when their employees provide incorrect information. I contacted them to inquire about any fees associated with canceling my policy and was advised that there were none, and that I was paid up to date. However, after my policy was canceled, I was charged over $300 because the employee provided incorrect information. Had I known the stipulations, I would have waited until the end of the policy term to make any changes. I reached out again to have the fee waived, as my decision would have been different had I been given the correct information, but the company does not want to take responsibility for the misinformation provided. It is also very disappointing that the communications from the supervisor handling the issue were delivered with an attitude and without the use of spell check, which is very unprofessional.

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    Customer Service

    Reviewed Feb. 7, 2024

    All in all just a bad experience. No communication whatsoever which is funny when you spend so much time giving them every detail of your life, and 37 different ways to reach you. This company doesn't care about you, and I just don't want you to make the same mistake I did. Find someone else.

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    Reviewed Jan. 23, 2024

    I decided to cancel with them because I had been with them 6 years and they raised my rates every year and were way overcharging me. I canceled before the next bill cycle was due and they decided to send me a bill for 700 dollars and couldn’t tell me what it was for. When I refused to pay it they turned me over to a collection agency to ruin my credit. I had to pay it and they never did explain what the amount was for.

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    Customer ServiceStaff

    Reviewed Jan. 10, 2024

    Toward the end of 2023 I quoted a policy with Liberty Mutual Insurance for my car. I downloaded their apps and registered an account. I NEVER signed anything, literally just the above. A rep told me I would not pay until I signed off. First rep talked my ear off (30 min.) about the details of her personal life, neighbors church, how she's benefited from the insurance. Liberty bound me to an insurance policy and charged my payment for the first installment, without my signing. After 25 minutes of navigating their phone system, I talked with someone who sounded like they were in their house or somewhere outside the.

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    Customer ServiceClaims HandlingCoverage

    Reviewed Dec. 5, 2023

    I feel compelled to share my recent experience with Liberty Mutual Insurance in the hopes that it may help other consumers make informed decisions when choosing an insurance company. My interaction with Liberty Mutual has been nothing short of disappointing, particularly when I needed support the most. When my catalytic converter was stolen, I took the necessary steps by filing a claim with Liberty Mutual immediately. My trust in them as my insurance provider led me to believe that they would support me during this difficult time.

    To my dismay, the response from Liberty Mutual was far from what I expected. After spending over $4,000 on the necessary repairs to my vehicle, they sent me a check for a mere $300. This falls significantly short of covering the costs I incurred. As a policyholder, I believe it's reasonable to expect adequate coverage, especially when the incident was beyond my control. It's clear that Liberty Mutual possesses the resources to assist consumers who find themselves in situations like mine. However, they failed to provide the support that I, as their customer, deserved. This lack of support in a time of need is simply unacceptable.

    Based on my experience, I cannot recommend Liberty Mutual as an insurance provider. The essence of insurance is to provide peace of mind and financial protection in the face of unexpected events. Liberty Mutual, in my case, failed to uphold this principle. I urge anyone considering insurance options to think twice before doing business with Liberty Mutual.

    In my journey towards finding a reliable insurance provider, I have learned that there are companies out there who genuinely care for their policyholders and fulfill their promises. Liberty Mutual, in my view, is not one of those companies. Please, take my experience as a cautionary tale and explore other insurance options that may be better suited to your needs and expectations. Your peace of mind and financial security should always be a top priority when choosing an insurance provider. I most recently received my renewal information and noticed an increase of $1,121. THIS IS INSANE AND THEY SHOULD BE PUNISHED FOR THIS TYPE OF BEHAVIOR...

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    Liberty Mutual - Auto Company Information

    Company Name:
    Liberty Mutual
    Year Founded:
    1912
    Address:
    175 Berkeley Street
    City:
    Boston
    State/Province:
    MA
    Postal Code:
    02116
    Country:
    United States
    Website:
    www.libertymutual.com