CHECKING
A checking account that is ready for whatever is around the corner.
CERTIFICATE OF DEPOSIT
Grow your savings faster with a certificate of deposit.
HOME LOANS
Buying a home or taking cash out? We’re here to help.
Start saving today
Let's turn wishful thinking into active doing. Reach your goals with a Flagstar savings account.
Whether you want to analyze your current savings plan or are starting for the first time, our financial calculators can help you reach your goals.
Whether you're building an emergency fund or saving for your dream home, we have tips and strategies to help you boost your efforts.
Learn how being more intentional leads to less buyer’s remorse and more cash at the end of the day.
Need a simple way to build up your savings? Set up automatic transfers to keep some money out of sight and out of mind until needed.
This month’s 30-day challenge helps you build awareness of your spending habits. For one day each week, don’t spend any money.
Financial Calculators
Get the guidance you need to plan a healthy financial future with our online financial calculators.
Home Loan Advisors
Our experienced home loan advisors can help you find the right home loan for your situation and guide you through the process.
Mortgage Payment Relief
We have several financial hardship workout options available that may help you.
Emergency & Disaster Relief
In times of emergency, Flagstar Bank has mortgage relief programs in place to help you.
Get answers fast
Our routing number is 226071004.
Note: If you have existing transactions that use a previous routing number, they will continue to be processed as usual. This includes checks, direct deposit, automatic withdrawals, etc.
The next time you order checks, please use the routing number above.
Call 888-248-6423 and select option 2 for Card Support if your ATM or Flagstar Visa® Debit Card is missing. We will restrict the card from being used and send you a new card.
If you think you simply misplaced your card, you can use Debit Card Controls to put a freeze on it and block unauthorized use. Sign in to Online Banking, select Profile and Settings, then Debit Card Controls.
Online Banking is available for personal checking, savings, certificates of deposit, money market accounts, and select loans. Business customers can access Online Banking for select accounts, too.
Once you open an eligible account with us, you can sign up for Online Banking here. Next, use your smartphone to download Flagstar Mobile Banking from Google Play or Apple's App Store. Once it’s installed, use the same username and password that you use with Online Banking to log in.
If you have a mortgage with Flagstar Bank, sign up for MyLoans® to make payments, view account history, and more. Sign up for MyLoans.
Flagstar has been named one of the Top 100 Banks by GOBankingRates.
Flagstar Bank is a diversified, commercial bank grounded in building relationships to meet clients where they are on their financial journeys, both personal and business.
Flagstar is committed to meeting the banking and credit needs of the communities where we do business, including low- and moderate-income neighborhoods.
We understand the importance of having employees, clients, and suppliers who share various backgrounds and views. Learn more about how Flagstar actively encourages DEI in the workplace.