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As simple as
insurance gets

With the EncompassOne® Policy, you'll have one agent, one premium, one deductible.1

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Coverage levels catered to your life

Encompass® offers auto, home and additional product options—plus three levels of protection with an EncompassOne Policy. Here's a closer look at each tier.

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Coverage built for your life

This tier offers solid protection for your home, car and more.

Learn More about Special

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Coverage with higher limits

Our mid-level tier offers higher levels of protection and more features than our Special policy.

Learn More about Deluxe

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Get top-level protection.

Our highest level of protection. Elite covers your valuable possessions—from homes and cars to jewelry and more.

Learn More about Elite

Learn More about Encompass

Whether you already have an Encompass policy or you're just starting to look, here are some ways to get to know us a little better.

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Our agents are here to help.

An agent can help you learn more about the benefits of Encompass policies.

Find an agent
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Filing an Auto Claim?

Eligible customers can take advantage of our virtual estimating tool2, Encompass Claim Photo ExpressSM.

How to Start a Claim

Going above and beyond

We provide more than just insurance. See how our products set us apart and explore our helpful tools and resources.

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Need help filing a claim?

That's why we've designed a responsive, customer-centric service to find just the right way to help you
Woan on phone in front of a car accident.

Accident Fact Kit

Know what to do after an accident.
1 If more than one item for which a premium is paid under this policy sustains a covered loss in the same event, only the highest deductible will be applied. However, if a policy includes a Wind/Hail, Tropical Cyclone, Hurricane, Named Storm or Earthquake deductible, such deductible will be applied per property location. Optional coverages may require additional deductibles.

2 Encompass Claim Photo Express subject to terms, conditions, and claims damage. Not available in MA and RI.
ECC Monitor: OK