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Capital One Bank (USA), National Association in city_name, state_name - Detailed Financial Reports, Location
Capital One Bank (USA), National Association - Overview
General
FDIC Certificate #: 33954 Status: Active Federal Reserve ID: 2253891 Bank Holding Company (Regulatory Top Holder): Capital One Financial Corporation (RSSDID: 2277860, Location: Mclean, VA) Date Established: November 22, 1994 WWW:http://www.capitalone.com Trust Powers Granted: No Bank Charter Class: Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC) Offices: 3 (Domestic: 1, Foreign: 2, Interstate: No) FDIC's unique #: 55326 Numeric code: 3 Regulator: OCC Insurance Fund Membership: Deposit Insurance Fund (DIF) Credit Card Institutions: Yes Insured commercial Banks: Yes FDIC Insured: Yes Deposit Insurance Fund member: Yes Ownership Type: Non-Stock FFIEC Call Report 31 Filer: Yes State Chartered: No Subchapter S Corporations: No Asset Concentration Hierarchy: Credit-Card Specialization Date of Deposit Insurance: November 22, 1994 Last Structure Change Effective Date: March 01, 2008 Last Structure Change Process Date: April 08, 2008 Last Data Update: April 08, 2008 Data Source Date: April 05, 2012
Location
Address: 4851 Cox Road, Glen Allen, VA 23060 County: Henrico Quarterly Banking Profile Region: Atlanta FDIC Geographic Region: Atlanta FDIC Supervisory Region: Atlanta FDIC Field Office: Richmond Office of the Comptroller the Currency (OCC) District: Northeast Office of Thrift Supervision Region: Southeast Metropolitan Statistical Area (MSA): Richmond-Petersburg, VA (#6760) Core Based Statistical Area (CBSA): Richmond, VA (#40060) CBSA Metro Statistical Area: Richmond, VA (#40060)
History of Changes
Change in Chartering Agent
Name Change
Change in Primary Regulatory Agency
Financial Summary
Total assets: $71,108.3 mil Equity capital: $7,091.0 mil Deposits held in domestic offices: $40,348.5 mil Return on assets (ROA): 3.47% ($2,467.4 mil) Quarterly return on assets: 2.33% ($1,656.8 mil) Return on Equity (ROE): 34.96% ($2,479.0 mil) Quarterly return on equity: 21.71% ($1,539.5 mil) Net income: $2,456.4 mil Quarterly Net income: $408.6 mil Pretax return on assets: 5.06% ($3,598,079.0 mil) Quarterly Pretax return on assets: 3.63% ($2,581,230.6 mil)
1992 - 1999 Historical total assets, liabilities and capital ($ mil)
2000 - 2011 Historical total assets, liabilities and capital ($ mil)
Historical Total Incomes ($ mil)
Historical Total Expenses ($ mil)
Historical total employees (full-time equivalent)
Assets and Liabilities (December 31, 2011)
Dollar figures in thousands
9,941Total employees (full-time equivalent)
$71,108,281Total assets
$1,811,731Cash and due from depository institutions
$1,146,351Interest-bearing balances
$9,338,450Securities
$0Federal funds sold & reverse repurchase agreements
$55,433,337Net loans & leases
$2,693,768Loan loss allowance
$0Trading account assets
$771,105Bank premises and fixed assets
$0Other real estate owned
$155,681Goodwill and other intangibles
$71,108,281Life insurance assets
$3,597,977All other assets
$64,014,014Total liabilities and capital
$40,450,991Total liabilities
$40,190,281Total deposits
$40,348,532Interest-bearing deposits
$76Deposits held in domestic offices
0.00%% insured (estimated)
$0Federal funds purchased & repurchase agreements
$17,587,607Trading liabilities
$2,275,986Other borrowed funds
$3,699,430Subordinated debt
$7,094,267All other liabilities
$7,090,997Total equity capital
$7,090,997Total bank equity capital
$0Perpetual preferred stock
$100,000Common stock
$4,756,757Surplus
$2,234,240Undivided profits
Memoranda
$3,270Noncurrent loans and leases
$0Noncurrent loans that are wholly or partially guaranteed by the U.S. government
$1,100,432Income earned, not collected on loans
$1,494Earning assets
$474,525Long-term assets (5+ years)
$65,918,138Average Assets, year-to-date
$2,339,515Average Assets, quarterly
$70,756,289Volatile liabilities
$69,994,418Insider loans
$62,465,023FHLB advances
$68,112,176Loans and leases held for sale
$0Unused loan commitments
$0Tier 1 (core) risk-based capital
$6,970,991Tier 2 risk-based capital
$0Total risk weighted assets
$0Total unused commitments
$171,643,416Restructured Loans and leases
$294Derivatives
$9,451,703Total assets and liabilities in foreign offices
Income and Expense (December 31, 2011)
Dollar figures in thousands
$8,709,537Total interest income
$1,011,368Total interest expense
$7,698,169Net interest income
$1,764,294Provision for loan and lease losses
$2,650,911Total noninterest income
$0Fiduciary activities
$0Service charges on deposit accounts
$0Trading account gains & fees
$2,650,911Additional noninterest income
$5,038,744Total noninterest expense
$111,273Salaries and employee benefits
$108,672Premises and equipment expense
$4,818,799Additional noninterest expense
$3,546,042Pre-tax net operating income
$33,212Securities gains (losses)
$1,122,722Applicable income taxes
$2,456,532Income before extraordinary items
$0Extraordinary gains - net
$2,456,386Net income attributable to bank
$146Net charge-offs
$2,456,532Cash dividends
$2,816,563Sale, conversion, retirement of capital stock, net
$1,250,000Net operating income
Performance and Condition Ratios (December 31, 2011)
Dollar figures in thousands
Performance Ratios (%, annualized)
13.37%Yield on earning assets
1.55%Cost of funding earning assets
11.82%Net interest margin
4.07%Noninterest income to earning assets
7.74%Noninterest expense to earning assets
3.44%Net operating income to assets
3.47%Return on assets (ROA)
5.06%Pretax return on assets
34.96%Return on equity (ROE)
17.17%Retained earnings to average equity (YTD only)
4.97%Net charge-offs to loans
62.64%Credit loss provision to net charge-offs
1.89%Efficiency ratio
48,468Assets per employee
7.15%Cash dividends to net income (YTD only)
Condition Ratios (%)
50.89%Loss allowance to loans
4.63%Loss allowance to noncurrent loans
244.79%Noncurrent assets plus other real estate owned to assets
1.55%Noncurrent loans to loans
1.89%Net loans and leases to deposits
137.04%Net loans and leases to core deposits
187.02%Equity capital to assets
9.97%Core capital (leverage) ratio
10.23%Tier 1 risk-based capital ratio
11.16%Total risk-based capital ratio
Memoranda
$15Average assets
$70,756,289Average earning assets
$7,026,745Average equity
$65,134,168Average loans
Bank Assets Sold and Securitized (December 31, 2009)
Dollar figures in thousands
Principal balance with servicing or other recourse retained
$01-4 family residential loans
$0Home equity lines
$45,129,952Credit cards receivables
$0Auto loans
$0Other consumer loans
$0Commercial and industrial loans
List of branches
2 Branches as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
1
462443
Capital One London Branch
18 Hanover Square, London, 0
May 29, 1996
Full Service Brick and Mortar
2
462444
Capital One Bank Canada Br
5650 Yonge Street, 13th Floor, North York, 0
Febuary 01, 2001
Full Service Brick and Mortar
1 Virginia Branch as of April 05, 2012
No
ID
Name
Address
Established
Service Type
Map
0
55326
Capital One Bank (Usa), National Association
4851 Cox Road, Glen Allen, VA 23060
November 22, 1994
Full Service Brick and Mortar
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