Top 1,592 Reviews From Legit Accredited Debt Relief Buyers
Accredited Debt Relief

Accredited Debt Relief Reviews

3x Award Winner
Selected for having one of the highest satisfaction rates for Best Customer Service, Best Experience with Staff and Best for Transparency
Accredited Debt Relief Reviews
5.0(1,561)

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3x Award Winner
Selected for having one of the highest satisfaction rates for Best Customer Service, Best Experience with Staff and Best for Transparency

About Accredited Debt Relief

Accredited Debt Relief has delivered custom financial solutions to individuals across the U.S. since 2011. We match our clients with personalized debt consolidation options to help them regain control of their finances.


    Pros & Cons

    Pros
    • Accredited with BBB, AFCC, IAPDA
    • Various debt consolidation options
    • Free consultation
    • Experienced Consolidation Specialists
    Cons
    • Must have debts of $10,000+
    • Coverage limited to 35 states

    Featured Reviews

    Verified
    Santa Teresa, NM

    Darron ** is a professional who really knows his business. He was pleasant, efficient, patient and fast. I feel grateful to have him working with me. He has given me hope when I w...

    Read full review
    Verified
    Manhattan, KS

    It would have taken me 31 years to pay off my credit cards but Josh and the team were able to set me up on a program in which I will have them paid in 4 years or less. The entire ...

    Read full review

    What is Accredited Debt Relief?

    Accredited Debt Relief is a company offering debt consolidation options to customers who have accumulated substantial debt. It operates in 35 states and employs a team of professional Consolidation Specialists to act as an intermediary between you and your creditors. The company offers debt consolidation options including loans.

    Accredited Debt Relief is an accredited member of the Better Business Bureau (BBB). It is also accredited with the International Association of Personal Debt Arbitrators (IAPDA) and the San Diego Regional Chamber of Commerce.

    How does Accredited Debt Relief work?

    Accredited Debt Relief has a minimum debt requirement of $10,000. It cannot guarantee to settle a specific amount for each client because every case is different, and there are many factors in settling a debt.

    If you withdraw from your debt consolidation program, Accredited Debt Relief guarantees that you’ll be able to get back the remaining balance in your escrow account that was opened specifically for your debt consolidation program.

    Here’s how you can enroll in the company’s debt consolidaton programs:

    1. Sign up for a free consultation session.
    2. You will be assigned a dedicated representative as your point of contact.
    3. Sign up for the specific program that meets your requirements.
    4. Negotiations start within one to two weeks after signing up.
    5. Open a new bank account where Accredited will draw funds for your monthly payments. 
    6. The first settlement will be made within three to five months of the program.
    7. If you think you’re going to miss a monthly payment, inform your Accredited representative five days in advance so he/she can work out other arrangements. Missing payments may delay your progress.
    8. Continue funding your bank account. This is key to settling your debts on time, typically 24 to 48 months.

    Accredited Debt Relief services

    Piling credit card bills and personal loans can lead to stress; however, getting rid of them can be even more challenging. Accredited offers the following debt consolidation services that help customers settle their debt with a budget they can afford and timeline they can follow.

    Debt Consolidation
    If you’re struggling to pay the minimum payments on your credit card debt, personal loans, student loans and medical expenses, consolidating all your obligations into one monthly payment is an option. Debt consolidation allows you to:
    • Free yourself of dealing with multiple creditors
    • Reduce your monthly payment
    • Lower your interest rates
    • Streamline the paying process with just one monthly payment
    • Avoid delinquencies
    The common ways of consolidating your debt are:
    • Taking out a new loan to pay off all your existing obligation - The downside of this type of debt consolidation is that you may not be able to reduce your interest rate. You may also compromise your home if you get a home equity loan.
    • Debt consolidation program - A debt relief company works out an arrangement with your creditors for a possible reduction of interest and waiving of outstanding fees. You’ll then make one consolidated payment each month to your chosen debt relief company, which will distribute payments to your creditors as they are due.

    Accredited Debt Relief FAQ

    How much does Accredited Debt Relief cost?

    Accredited Debt Relief does not charge upfront fees. Fees are typically between 15 and 25 percent of the total debt enrolled and are only charged when results are achieved. The company spreads out its fees over the life of the debt settlement program. It’s important to note that every case is different, and savings are not guaranteed. Results vary depending on the details of the case and other factors outside the control of Accredited Debt Relief.

    Clients who consistently make deposits to their bank account pay around 50 percent of their total enrolled debt without the fees. With the fees, they pay around 68 to 75 percent of their enrolled debt. For example, if you enroll a $20,000 debt, Accredited could negotiate that down to $10,000. You can expect a 20 percent fee of $4,000 spread out over the life of the settlement program. A 2-year term would charge you $2,000/year, while a 4-year term would charge you $1,000/year on the average.

    How does Accredited Debt Relief affect your credit?

    To the credit bureaus, enrolling in a debt relief program means you’re having a hard time managing your debt on your own. This can lower your credit score, limiting your access to new credit and lower interest rates. Debt relief programs start with three to five months of negotiations by the debt relief company with your creditors. This means several months of missed payments, which can cause the credit bureaus to lower your credit score further. While debt relief programs bring down your credit, it is a better alternative to bankruptcy — which stays on your credit records for at least ten years. Lenders will also appreciate your effort for doing your best to repay your debts. When you start paying according to the negotiated settlement, your credit score will gradually improve over time.

    Speaking to a consolidation specialist is the best way to determine what your credit score may be based on your personal situation.

    Do we recommend Accredited Debt Relief?

    Accredited Debt Relief is one of the most trusted debt consolidation companies. It treats debt consolidation with a personal approach by assigning a dedicated representative to guide you through the process. We highly recommend this company for clients who want to settle unsecured debt, avoid bankruptcy and start a clean slate.

    Accredited Debt Relief Reviews

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    2 featured reviews
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    Page 1 Reviews 0 - 5
    Verified purchase
    Customer ServiceOnline & App

    Reviewed March 7, 2024

    I was looking for a way to pay my credit cards off, but the credit card companies do not offer a way to pay off the credit that you acquire. The higher the credit the deeper you will sink your-self into. This is what happened to me, I was paying faithfully then had to start paying twice a month to see a difference on the balance. This turned into a cataclysm of money that did nothing to the balance. I found out the hard way that the credit cards are a crap shoot, but also a good thing to have if you only use it for emergencies only. I looked up a lot of different places to help me, it was not a good thing until I filled out the app for Five Lakes Law Group and I had someone call me the minute I hit send this was amazing. (Copy: Chase ** - Certified Debt Specialist - IAPDA Accredited Debt Relief Direct: ** | Email: **)

    Chase knew exactly what I needed and where I was coming from with my needs to get out of dept. I am forever grateful for the quick response and not trying to run me over when we were talking. I have just started this procedure, but I know this will work out to my favor in the long run. Thanks Chase. I appreciate your help and you definitely did not miss your calling. I look forward to working with this company to financial success.

    Accredited Debt Relief
    Accredited Debt Relief
    Pinned

    Hey Darri-

    Wow! These are the types of reviews we live for. We are so excited to hear about your positive experience. We’re here to support you along your journey to financial freedom.

    -Support Team at Accredited Debt Relief

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      Verified purchase
      Staff

      Reviewed Jan. 23, 2024

      I did not know what to expect when I first called Arkansas National Debt Relief. All I knew was that I was at the end of my rope to be able to afford my bills and keep my house. I was scared and very uncertain, and I was honestly looking for advice about what to do in my situation and if I could get out of the hole I had dug myself into after COVID, inflation, and stagnant pay from my job. The person who assisted me and answered all my questions and repeated her answers repeatedly for me because sometimes I can be a little slow was terrific and so helpful and so very understanding without being judgmental at the very least.

      I felt like I had failed at being an adult, and she reassured me that I was not a failure and not a lost cause, that I had options, and that there were people out there who cared and wanted to help. I had substantial credit card debt mainly due to factors outside of my control but also because of poor choices, but again, I was not judged. My counselor was the absolute best and helped walk me through all my options and helped me to understand that no matter what I did, I would not get out of this hole without help and that I deserved help as well.

      Accredited Debt Relief
      Accredited Debt Relief
      Pinned

      Hi Lisa-

      Thank you for your feedback as we strive to provide excellence to all of our clients. Thanks for choosing Accredited Debt Relief!

      Thanks,

      Support Team at Accredited Debt Relief

      Verified purchase
      Customer ServiceStaffProcessTransparency

      Reviewed Aug. 21, 2023

      Wendy ** was my Consolation Specialist. She was understanding, patient and extremely knowledgeable. She guided me through the process of enrolling answering every question and when I needed clarification or repetition she did not hesitate to explain until she was satisfied that I had clear understanding. She eased my mind about creditors and if I was doing the right thing. She made the process as easy and comfortable as possible. Wendy helped to make me feel valued, intelligent and responsible.

      When we finished I had a clear understanding of what was expected of me and what I could expect from your company. She was an angel and I appreciate her immensely. After our call, she transferred me to Fatima to wrap up the whole procedure by making sure I knew the main three steps in dealing with insistent creditors. She made certain I knew what to do and who to contact if I felt harassed. Both ladies encouraged me to contact them if I needed anything. I went to sleep that night relieved and knowing that I had made the correct decision to take back control of managing life. I am very grateful.

      Accredited Debt Relief
      Accredited Debt Relief
      Pinned

      Hi Martha,

      We’re so happy to hear about your positive experience with Wendy! We do our very best to ensure our clients are well-informed, cared for, and supported through the entire program, so we’ll make sure to pass your kind words on to them! We look forward to helping you resolve all of your enrolled debt.

      -Support Team at Accredited Debt Relief

      Verified purchase
      Customer ServiceStaffProcessTransparency

      Reviewed Aug. 18, 2023

      Due to family matters, combined with the pandemic, we accrued quite a debt which put us behind the eight ball. We were trudging along in a vain attempt to get caught up. We were extremely reluctant to seek outside help, especially a debt relief company. We were under the influence that these companies took over your life, taking control of bank accounts, and telling you what you have to do. Out of desperation we took the plunge and conducted extensive research. We kept on seeing this company, Accredited Debt Relief, pop up with high marks and positive reviews. We called and Ben ** answered.

      First off, Ben made us feel like we counted, and that we were good people that simply needed a financial lifeline. He is a truly compassionate, easy going, professional who knows his craft well. Ben is easy to follow, and thoroughly explained the entire process. We now feel like a huge heavy load is in the process of being lifted off of us. Well, we are in the very early stages following the directives provided by both Accredited and Beyond. There may be light at the end of the tunnel yet!

      Accredited Debt Relief
      Accredited Debt Relief
      Pinned

      Hi Mike,

      Thank you for sharing your story. We are so happy to hear you found us during your time of need. We are excited to see you take control of your finances and are here to help you along the way. Please contact us at 800-497-1965, or email customerservice@acrelief.com with any questions you may have.

      -Support Team at Accredited Debt Relief

      Verified purchase
      Customer ServiceStaff

      Reviewed Aug. 10, 2023

      They were easy to work with & very easy payments. I inquired into another agency & they had me jumping through hoops & hurdles & 2 weeks later, still nowhere close to even having an account set up. They said they couldn’t see my debt & all kind of of other things. Ro ** was able to see everything in matter of seconds. The payments here are even 1/2 of what the other agency said what it “might be”. There are always going to be hiccups along the way, nothings runs completely smooth & anyone who thinks that, isn’t living in the real world, but they give you numbers to forward the creditors to & address to forward mail to. They try to relieve you from the creditors as much as possible, but you have to play your part also.

      I suggest everyone to check into another agency first & then to Beyond Finance to see how much smoother the process is. When Ro ** placed me on hold to see if I qualified, I was thinking, well, I guess I’m stuck with the other agency cause I know it can’t run this smooth. When he came back on the phone & said I was qualified & started with how the process goes, I was thinking, there is no way it runs this easy cause I know what I’ve been dealing with for the past 2 weeks, but as we went through all of it & reached the end, Ro ** said, that’s it, it’s finished. I said, "Really! So when do start forwarding things to y’all, in 30 days or so?" Ro ** said, no, today! I said wow!! I felt a sense of relief come over me!!

      Accredited Debt Relief
      Accredited Debt Relief
      Pinned

      Hi Twana!

      We are so glad to hear you decided to choose us! Welcome to our program! We are so excited to see your progress in the program.

      -Support Team at Accredited Debt Relief

      Verified purchase

      Reviewed May 7, 2024

      Mr ** was more than patient during our phone call. He addressed all of my questions (of which there were many) and alleviated all of my concerns. He showed empathy for my situation, and was never judgmental. I couldn’t have asked for a better experience. All of the communication I have had with this group has been very helpful and positive.

      Accredited Debt Relief
      Accredited Debt Relief
      Pinned

      Hey Elizabeth,

      Thank you for your great review! We strive to provide the top customer service to all clients. Thanks for choosing Accredited Debt Relief!

      Thanks,

      Support Team at Accredited Debt Relief

      Verified purchase

      Reviewed May 7, 2024

      I had the pleasure of working with Emilie and she was wonderful to work with. She was clear and precise while also comforting yet knowledgeable. I’m truly happy with making the decision of working with them and getting my finances back. Don’t hesitate to make the leap and get your finances back in track with them as well.

      Accredited Debt Relief
      Accredited Debt Relief
      Pinned

      Hey Robert,

      Thanks for your great review! We’re so happy you had a great experience with Emilie. We care deeply about helping our clients move toward a brighter financial future with care and kindness.

      —Support Team at Accredited Debt Relief

      Verified purchase

      Reviewed May 6, 2024

      I was afraid and nervous to take this step. Fortunately, my experience has been very easy and empowering. I feel the goodwill and extreme support from every single member of this team. Carlos was direct, objective and wonderful in terms of explaining to me in simple terms all the procedure in a matter of minutes. I appreciate enormously the guidance and support I have been provided since the first phone call. I feel very relieved.

      Accredited Debt Relief
      Accredited Debt Relief
      Pinned

      Hey Leonardo,

      Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far.

      —Support Team at Accredited Debt Relief

      Verified purchase

      Reviewed May 6, 2024

      This company is extremely professional. They cover everything you can think of. Every person I spoke with was informative, friendly and very knowledgeable, making it a very pleasant experience. They have an excellent reputation with the Better Business Bureau. I would highly recommend them to everyone who needs help with debt.

      Accredited Debt Relief
      Accredited Debt Relief
      Pinned

      Hey Wanda,

      We look forward to your continued success with Accredited Debt Relief! Thank you for choosing us!

      Thanks,

      —Support Team at Accredited Debt Relief

      Verified purchase

      Reviewed May 6, 2024

      Ms. Keisha ** was wonderful! She listened to my issues and assisted me in finding the best solution for me. She showed kindness, compassion and strong knowledge of my choices. When I got off the phone, I felt reassured and could find some hope in my situation. Ms. ** is truly a very special person and an incredible asset to your company.

      Accredited Debt Relief
      Accredited Debt Relief
      Pinned

      Hey Roberta,

      Thanks so much for the feedback and review! We’re thrilled to hear you’ve had a good experience so far.

      —Support Team at Accredited Debt Relief

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      Accredited Debt Relief Company Information

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      Accredited Debt Relief
      Website:
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      AWARDS & CREDENTIALS 
      American Fair Credit Council
      eLegitimate
      Top 10 Debt Consolidation
      #1 Debt Company
      #1 User Score
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